About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

What Happens on Settlement Day?

Much like other stages of the home-buying journey, settlement day involves many moving parts. Here’s a complete guide ...

19 Jul 2024
Bernadette Lunas

Customer-owned banks lead home loan rate shifts

Mutual banks led the charge in this week’s home loan rate movements as the market awaits the Reserve Bank’s upcoming cash rate decision.

19 Jul 2024
Bernadette Lunas

Jobless rate increases amid strong labour demand

Australia’s headline jobless rate rose to 4.1% in June, reinforcing the prospects of another RBA cash rate hold to sustain labour market gains.

18 Jul 2024
Bernadette Lunas

Two major banks boost one-year term deposit rates

CommBank and NAB have recently hiked term deposit rates on one-year terms, in what appears to be an anticipation of the cash rate increasing.

16 Jul 2024
Bernadette Lunas

Guide to Buying Foreclosed Homes in Australia

Buying a foreclosed property can be a mixed bag of risks and opportunities. Here’s everything you need to know to dete...

12 Jul 2024
Bernadette Lunas

Short-term deposit rates on the slide

A former term deposit market leader has moved further away from the top of the heap after another round of rate cuts in this week's TD movements.

12 Jul 2024
Bernadette Lunas

How Do Caravan Loans Work?

Turn your dream of exploring the great outdoors into reality with the right caravan loan tailored to your needs.

08 Jul 2024
Bernadette Lunas

Diverging data sends mortgage rates on a roller-coaster

Smaller lenders led the mortgage movements in the new financial year, which saw variable and fixed rates waver amid...

05 Jul 2024
Bernadette Lunas

Boost in dwelling approvals in May kicks off government’s 5-year housing target

The race to house the nation received a minor boost as approvals for new residential properties rose in May, but the levels are still below the ideal run rat...

03 Jul 2024
Bernadette Lunas

RBA Board debated rate hike at June meeting, case for hold wins

The Reserve Bank of Australia considered the possibility of raising the official cash rate at its meeting in June, ...

02 Jul 2024
Bernadette Lunas

Homeowners gain another $59k wealth boost from rising home values

Australian homeowners ended the 2023/24 financial year $59,000 richer after housing prices climbed to a fresh record in June.

01 Jul 2024
Bernadette Lunas

Term deposit rates move north as potential cash rate hike looms

More term deposit providers have moved their rates up to the 5% space this week as odds shift towards another RBA c...

28 Jun 2024