Bernadette's latest articles

Bernadette Lunas

Car Loan Fees and Charges Explained

Taking out a loan to buy the car of your dreams usually comes with additional costs and fees.

09 Dec 2024
Bernadette Lunas

Can a student get a car loan in Australia?

Getting a car loan as a student in Australia can be challenging, but not impossible. Here are car financing options and tips to boost your approval chances.

08 Nov 2024
Bernadette Lunas

Should you pay off your car loan or mortgage first?

Juggling a mortgage and car loan? If you're wondering which to pay off first, here's a breakdown of key factors to help you make the best choice.

07 Nov 2024
Bernadette Lunas

A Comprehensive Guide to Setting Up and Ensuring Compliance for Your SMSF

Setting up a self-managed superannuation fund (SMSF) gives you greater control over your retirement savings. Here's a guide to help you get started.

22 Oct 2024
Bernadette Lunas

How much does it cost to raise a child in Australia?

From nappies to uni fees, the real cost of raising a child in Australia might surprise you. So we asked parents to share their stories and offer tips on managin...

11 Oct 2024
Bernadette Lunas

Navigating Cryptocurrency Investments With Your SMSF

Investing in cryptocurrency offers SMSFs a chance to diversify and chase big returns. However, with crypto's notorious volatility, it's vital to understand the ...

30 Sep 2024
Bernadette Lunas

Investing in Overseas Property With Your SMSF

Investing in overseas property using your self-managed superannuation fund (SMSF) is possible under Australian law, but several rules and regulations must be fo...

20 Sep 2024
Bernadette Lunas

Guide to Micro Investing Apps in Australia

Micro-investing apps have helped democratise the investing landscape in Australia, allowing anyone to build wealth even with just their spare change.

12 Sep 2024
Bernadette Lunas

Understanding CommSec Pocket: A micro-investing app by CommBank

Investing was once only accessible to those with substantial capital. However, micro-investing apps like CommSec Pocket have changed that.

29 Aug 2024
Bernadette Lunas

Why you need an emergency fund

Are you prepared for life’s financial surprises? Discover how an emergency fund can be your best defence against unexpected expenses.

22 Aug 2024
Bernadette Lunas

How to Get Started in Investing for Teenagers

Teens hold a powerful advantage when it comes to investing: time. The sooner you start building wealth, the greater your potential for long-term growth.

16 Aug 2024
Bernadette Lunas

What is Lenders Mortgage Insurance?

Lenders mortgage insurance or LMI can be an expensive cost on top of your home loan deposit. Find out what it actually is and how it works.

08 Aug 2024