Bernadette's latest articles

Bernadette Lunas

How to Get Started in Investing for Teenagers

Teens hold a powerful advantage when it comes to investing: time. The sooner you start building wealth, the greater your potential for long-term growth.

16 Aug 2024
Bernadette Lunas

Home loan rate adjustments slow to a trickle

Australia’s fifth-largest bank, Macquarie, unveiled new mortgage rates amid another week of subdued home loan rate shifts.

16 Aug 2024
Bernadette Lunas

Australia’s unemployment rate climbs to 4.2% despite more jobs created

The nation’s headline unemployment rate climbed to a seasonally adjusted 4.2% in July as more Aussies looked for jobs, data released by the Australian Bur...

15 Aug 2024
Bernadette Lunas

CommBank unveils new term deposit rates following softer FY 2024 results

Australia’s largest bank announced big changes to its term deposit rates on Wednesday after posting a drop in net cash profit in the 2024 financial year.

14 Aug 2024
Bernadette Lunas

Australia’s wages grow at slowest pace in 12 months

June quarter wages growth in Australia rose at its slowest pace in a year, confirming the expectations that the cycle's peak has passed, data from the Australia...

13 Aug 2024
Bernadette Lunas

Term deposit rates head south as RBA holds steady

Term deposit rates headed down in the week that saw a RBA rate hold.

09 Aug 2024
Bernadette Lunas

Australian monthly rent growth hits four-year low

Rent prices across the country are no longer rising at breakneck speed, with new data showing the rate of increase slowed to its lowest level since 2020.

08 Aug 2024
Bernadette Lunas

What is Lenders Mortgage Insurance?

Lenders mortgage insurance or LMI can be an expensive cost on top of your home loan deposit. Find out what it actually is and how it works.

08 Aug 2024
Bernadette Lunas

How are mortgage borrowers holding on after all these interest rate rises?

Despite the prospect of interest rate cuts a distant possibility, mortgage holders remain resilient in meeting their obligations, said the finance chief of one ...

07 Aug 2024
Bernadette Lunas

RBA leaves interest rate unchanged as it continues to tame inflation

Wrapping up its two-day policy meeting, the Reserve Bank of Australia (RBA) once again kept the cash rate on hold at 4.35% until September.

06 Aug 2024
Bernadette Lunas

How to Save Money in Australia: Essential Tips

Thinking of saving money but don’t know where to start? Don’t fret, we’ve all been there. Here’s a list of practical strategies to help ...

05 Aug 2024
Bernadette Lunas

What Happens if Settlement is Delayed by Buyer or Bank

Property settlement delay can be a major headache. Here’s what you need to know about it when it happens.

30 Jul 2024