About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Stamp duty axed for eligible first home buyers in SA, but construction and supply still the big question mark

First home buyers in South Australia will no longer need to pay stamp duty on new homes after the government abolished the value threshold.

04 Jun 2024
Bernadette Lunas

Banks unveil key changes to savings accounts: A sign of more to come?

Aussie savers will have to jump through more hoops to earn the bonus interest offered by NAB’s UBank following the digital bank’s announcement of se...

04 Jun 2024
Bernadette Lunas

Brisbane edges out Canberra, ranks second in Home Value Index

An interesting shift in the property market was noted in May, with Brisbane home prices eclipsing Canberra’s to become Australia’s second most expen...

03 Jun 2024
Bernadette Lunas

Australia's consumer prices rise 3.6% in April

Australia’s inflation surged to its highest level in five months, bolstering the case for the Reserve Bank of Australia (RBA) to maintain a tightening bia...

29 May 2024
Bernadette Lunas

Retail sales rise at a glacial pace in April

Australian shoppers continue to tighten the purse strings as retail trade remained flat, data from the Australian Bureau of Statistics (ABS) revealed.

28 May 2024
Bernadette Lunas

Home Loan Broker Fees and Costs

Are you considering engaging with a mortgage broker but have no idea what it will cost you? We asked them so you don’t have to.

27 May 2024
Bernadette Lunas

Term deposits on the rise as banks seek to lock in savers

The competition continues to heat up in the term deposit space as banks boost their rates to attract more savers.

24 May 2024
Bernadette Lunas

Cost of living crisis drives demand for sustainable homes

In a bid to beat the cost of living crisis, a growing preference for energy-efficient homes has been noted among middle-income households.

23 May 2024
Bernadette Lunas

RBA minutes reveal cash rate hike back on the table

The minutes of the Reserve Bank of Australia’s (RBA) monetary policy meeting in May confirmed the Board debated whether to raise the cash rate or hold it ...

21 May 2024
Bernadette Lunas

What is an equity release for seniors and retirees?

If you are over 60 years old, own your home, and need funds for retirement, unlocking the equity in your home can be a financial solution. But before you do, yo...

17 May 2024
Bernadette Lunas

Fixed mortgage rates rise after extended period of declines

Fixed rate home loans are on the rise again following months of downward trend, with two big lenders breaking their streak of reductions.

17 May 2024
Bernadette Lunas

Unemployment rate climbs 4.1%, easing risks of RBA hike

Australia’s unemployment rate is back to the 4% level in April as more people looked for work, fanning hopes for another RBA cash rate hold. 

16 May 2024