About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Banks boost term deposits ahead of expected RBA rate cut delay

Three banks joined the ‘5% p.a. club’ this week after hiking the rates on their term deposit products.<...

26 Apr 2024
Bernadette Lunas

Australia’s headline inflation heats up in March quarter

Headline inflation in Australia rose faster than expected in the March quarter, dimming hopes the RBA will deliver ...

24 Apr 2024
Bernadette Lunas

To what extent did pandemic-era RBA policies affect the home loan market?

New RBA research found the increase in the average mortgage rate lagged behind the recent cash rate hikes.

23 Apr 2024
Bernadette Lunas

Which of the Big Four Australian Banks Should I Bank With?

If you prefer banking with big brand names, you’ve got four choices in Australia.

22 Apr 2024
Bernadette Lunas

NAB rate reduction shakes up home loan market

The country’s third-biggest lender National Australia Bank (NAB) slashing its variable home loan rates by mor...

19 Apr 2024
Bernadette Lunas

Australia’s jobless rate lifts to 3.8% in March

New ABS jobs data revealed Australia’s unemployment rate rose to a seasonally adjusted 3.8% in March, suggest...

18 Apr 2024
Bernadette Lunas

NAB's lower variable home loan rates reflect pricing strategy revamp

National Australia Bank (NAB) has dropped the advertised rates on its discounted variable home loan to better reflect the actual rates borrowers pay.

17 Apr 2024
Bernadette Lunas

New term deposit market leader emerges in a quiet week of rate movements

A new top rate emerging for six-month term deposits livened up a relatively quiet week for TD rate changes. ...

12 Apr 2024
Bernadette Lunas

Rent prices across capital cities hit fresh highs

Good news for investors, bad news for renters: Australia’s nationwide house and unit rental prices soared to new record highs as vacancy rates remain a...

11 Apr 2024
Bernadette Lunas

Inflation, cash rate woes lead to prolonged consumer pessimism

Australian consumers are becoming more and more pessimistic as they grapple with persistent cost-of-living pressures and high interest rates.

09 Apr 2024
Bernadette Lunas

Banks, customer-owned institutions adjust home loan rates

The first week of April welcomed more home loans breaching the 5% rate level.

05 Apr 2024
Bernadette Lunas

Australia’s housing shortage worsens as building approvals dip 1.9%

Building approvals continued to disappoint as fresh data from the Australian Bureau of Statistics (ABS) revealed ne...

04 Apr 2024