About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Understanding CommSec Pocket: A micro-investing app by CommBank

Investing was once only accessible to those with substantial capital. However, micro-investing apps like CommSec Pocket have changed that.

29 Aug 2024
Bernadette Lunas

Energy rebates temper July inflation, but Judo Bank economist warns of potential rebound

The monthly consumer price index (CPI) rose 3.5% over the 12 months to July, slower compared to 3.8% the month prior as the effects of the government's cost-of-...

28 Aug 2024
Bernadette Lunas

Cost-of-living crisis hits the road: Car loan delinquencies and repossession rise in Australia

Rising car loan delinquencies are exposing the shocking reality that Australia’s vehicle owners are now feeling the full impact of the cost-of-living cris...

23 Aug 2024
Bernadette Lunas

Term deposits on the chopping block: Big banks lead rate cuts

Term deposit rates continue to slide this week, with the latest drops headlined by two major banks.

23 Aug 2024
Bernadette Lunas

Why you need an emergency fund

Are you prepared for life’s financial surprises? Discover how an emergency fund can be your best defence against unexpected expenses.

22 Aug 2024
Bernadette Lunas

Aussie homeowners enjoy record gains amid surging property prices

The Australian property market continues to be a lucrative wealth-building asset after it delivered record-high sales in the financial year ending June 2024.

22 Aug 2024
Bernadette Lunas

Live settlement tracking platform rolls out to brokers

Digital settlement platform PEXA has teamed up with a major home loan aggregator to launch a tracking tool that offers brokers real-time status updates on settl...

20 Aug 2024
Bernadette Lunas

Westpac sees value in joining the clean energy home lending bandwagon

Borrowers making energy-efficient upgrades to their homes can access Westpac’s new loan offer with a variable interest rate of 4.49% p.a. starting 26 Augu...

19 Aug 2024
Bernadette Lunas

How to Get Started in Investing for Teenagers

Teens hold a powerful advantage when it comes to investing: time. The sooner you start building wealth, the greater your potential for long-term growth.

16 Aug 2024
Bernadette Lunas

Home loan rate adjustments slow to a trickle

Australia’s fifth-largest bank, Macquarie, unveiled new mortgage rates amid another week of subdued home loan rate shifts.

16 Aug 2024
Bernadette Lunas

Australia’s unemployment rate climbs to 4.2% despite more jobs created

The nation’s headline unemployment rate climbed to a seasonally adjusted 4.2% in July as more Aussies looked for jobs, data released by the Australian Bur...

15 Aug 2024
Bernadette Lunas

CommBank unveils new term deposit rates following softer FY 2024 results

Australia’s largest bank announced big changes to its term deposit rates on Wednesday after posting a drop in net cash profit in the 2024 financial year.

14 Aug 2024