About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

What happens if my home loan is declined after unconditional approval?

While it is rare, a loan can still be declined even after unconditional approval. Here are the reasons why, and what to do a...

27 Jun 2024
Bernadette Lunas

Australia’s inflation rate jumps to 4% in May, faster than expected

Consumer prices in Australia rose faster than expected in May, delivering another blow to Australian households pinning their hopes on interest rate cuts thi...

26 Jun 2024
Bernadette Lunas

All WA households to receive $700 energy credit

Every West Australian gets hundreds off their power bills next month under the state’s new cost of living ene...

24 Jun 2024
Bernadette Lunas

Choosing the Right Bank for Your Home Loan: Key Considerations

Selecting the right bank for your home loan can significantly impact your financial future. Here are the essential factors t...

21 Jun 2024
Bernadette Lunas

Scant term deposit movements following RBA cash rate hold

Hardly any term deposit providers adjusted rates in the same week as RBA’s cautious non-movement.

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21 Jun 2024
Bernadette Lunas

More capital cities join the million-dollar housing market

House prices in Brisbane and Adelaide are on track to hit the $1 million mark by the end of FY25 on the back of sus...

20 Jun 2024
Bernadette Lunas

Cash rate hold extended as RBA assesses further risks to inflation

The Reserve Bank of Australia (RBA) has delivered a broadly expected cash rate hold at the end of its two-day polic...

18 Jun 2024
Bernadette Lunas

Mutual banks lift variable mortgage rates

Just as when variable mortgages were moving down in previous weeks, the trend returns upwards with more lenders unv...

14 Jun 2024
Bernadette Lunas

Australia’s unemployment rate slightly dips in line with seasonal shifts

The unemployment rate lowered to 4% as more Aussies found and returned to work last month, according to the Austral...

13 Jun 2024
Bernadette Lunas

Major bank revises RBA rate cut call amid economic shifts

ANZ has officially ruled out any chance that the RBA will deliver relief to Australia's mortgage belt, following the latest revision of its rate cut call.

12 Jun 2024
Bernadette Lunas

Australian residential property market values hit another record high

The nation’s residential real estate is less than $300 billion away from hitting the $11 trillion mark, data ...

11 Jun 2024
Bernadette Lunas

Can you withdraw from a house sale before settlement?

In an ideal scenario, you wouldn’t back out of a house sale before settlement, but if you do, you need to be ready for...

11 Jun 2024