Gateway Bank Term Deposit Rates & Review

Gateway Bank Term Deposits as of December 2025

Deposit term

Deposit amount

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Bank	Term Deposit	Interest Rate	Interest Frequency	Term	Minimum Deposit	Maximum Deposit	Notice Period to Withdraw	Account Keeping Fee	Link	Compare
Gateway Bank	Gateway Bank Term Deposits - 12 months	4.35% p.a.	Annually	12 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 6 months	4.30% p.a.	At Maturity	6 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 9 months	4.20% p.a.	At Maturity	9 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 3 months	4.15% p.a.	At Maturity	3 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 24 months	1.60% p.a.	Annually	24 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 36 months	1.60% p.a.	Annually	36 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 7 months	1.20% p.a.	At Maturity	7 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 11 months	1.10% p.a.	At Maturity	11 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 4 months	0.70% p.a.	At Maturity	4 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 5 months	0.70% p.a.	At Maturity	5 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 48 months	0.65% p.a.	Annually	48 months	$1,000	$0	–	–	More details	Compare
Gateway Bank	Gateway Bank Term Deposits - 60 months	0.65% p.a.	Annually	60 months	$1,000	$0	–	–	More details	Compare

More term deposits

Personal Term Deposits - 12 months

Product Features

Available for individual and joint accounts
No application or monthly account fees
Backed by an Australian Government Guarantee up to $250,000

Minimum deposit $1,000

4.45% Interest rate p.a.

12 months Term

More details

Important Information and Comparison Rate Warning

Latest Deposit News

Savings Account News

Medium-length term deposits get the juice this week

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Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

InfoChoice.com.au is proudly part of the InfoChoice Group, which includes Savings.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

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The information provided by InfoChoice.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read InfoChoice.com.au’s Financial Services and Credit Guide (FSCG).

Gateway Bank Term Deposits