The Mutual Bank Savings Account Rates & Review

The Mutual Bank Savings Accounts as of June 2026

Total interest earned below is based on a $20,000 deposit amount over 1 year.

Time period

Deposit amount

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Bank	Savings Account	Base Interest Rate	Max Interest Rate	Total Interest Earned	Introductory Term	Minimum Amount	Maximum Amount	Linked Account Required	Minimum Monthly Deposit	Minimum Opening Deposit	Account Keeping Fee	ATM Access	Joint Application	Tags	Features	Link	Compare	Promoted Product	Disclosure
The Mutual Bank	The Mutual Bank Internet Saver Account	3.25% p.a.	5.65% p.a. Intro rate for 3 months then 3.25% p.a.	$777	3 months	$0	$99,999,999		$0	$0	$0					More details	Compare
The Mutual Bank	The Mutual Bank Mighty Mutual (Transaction Account)	4.25% p.a.	4.25% p.a.	$867	–	$0	$99,999,999		$0	$2	$0					More details	Compare
The Mutual Bank	The Mutual Bank Bonus Saver	4.00% p.a.	4.00% p.a.	$815	–	$0	$99,999,999		$0	$2	$0					More details	Compare
The Mutual Bank	The Mutual Bank Retirement Account	3.50% p.a.	3.50% p.a.	$711	–	$50,000	$99,999		$0	$0	$0					More details	Compare
The Mutual Bank	The Mutual Bank Retirement Account	2.05% p.a.	2.05% p.a.	$414	–	$100,000	$99,999,999		$0	$0	$0					More details	Compare
The Mutual Bank	The Mutual Bank Retirement Account	0.25% p.a.	0.25% p.a.	$50	–	$0	$49,999		$0	$0	$0					More details	Compare
The Mutual Bank	The Mutual Bank Everyday Account (Transaction Account)	0.01% p.a.	0.01% p.a.	$2	–	$50,000	$99,999,999		$0	$0	$0					More details	Compare

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Personal Savings Account

Product Features

Government backed protection.
$0 monthly account keeping fees.
100% Australian-based support.

Total interest earned $1,097

0.05% Base interest rate

Bonus rate of

5.30%

Rate varies on savings amount.

5.35% Max interest rate

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Important Information and Comparison Rate Warning

Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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