The Mutual Bank Home Loan Rates & Review

The Mutual Bank Home Loans as of May 2025

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Loan purpose

Loan amount

Compare

Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed OO (2 years)	5.59% p.a.	6.86% p.a.	$2,867	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed OO (2 years)	5.69% p.a.	7.84% p.a.	$2,899	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed OO (3 years)	5.69% p.a.	6.79% p.a.	$2,899	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Budget Home Loan OO Special	5.74% p.a.	5.74% p.a.	$2,915	Principal & Interest	Variable	$0	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV,IO (2 years)	5.74% p.a.	7.78% p.a.	$2,392	Interest-only	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV (2 years)	5.74% p.a.	7.78% p.a.	$2,915	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV,IO (3 years)	5.79% p.a.	7.60% p.a.	$2,413	Interest-only	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed OO (3 years)	5.79% p.a.	7.63% p.a.	$2,931	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed OO (1 year)	5.79% p.a.	6.99% p.a.	$2,931	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV (3 years)	5.79% p.a.	7.61% p.a.	$2,931	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed INV (2 years)	5.84% p.a.	8.18% p.a.	$2,947	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed INV (3 years)	5.89% p.a.	7.93% p.a.	$2,962	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed OO (1 year)	5.89% p.a.	8.13% p.a.	$2,962	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV,IO (1 year)	5.99% p.a.	8.01% p.a.	$2,496	Interest-only	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV (1 year)	5.99% p.a.	8.02% p.a.	$2,995	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed INV (1 year)	6.09% p.a.	8.50% p.a.	$3,027	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Budget Home Loan OO	6.83% p.a.	6.83% p.a.	$3,270	Principal & Interest	Variable	$0	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan OO	7.48% p.a.	7.83% p.a.	$3,489	Principal & Interest	Variable	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan INV	7.88% p.a.	8.23% p.a.	$3,627	Principal & Interest	Variable	$395	$null	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan INV,IO	7.88% p.a.	8.21% p.a.	$3,283	Interest-only	Variable	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan OO	8.38% p.a.	8.41% p.a.	$3,802	Principal & Interest	Variable	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Express Credit Facility	8.39% p.a.	–	$3,806	Principal & Interest	Variable	$null	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan INV	8.78% p.a.	8.81% p.a.	$3,944	Principal & Interest	Variable	$0	$700	80%	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,344

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

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