The Mutual Bank Home Loan Rates & Review

The Mutual Bank Home Loans as of December 2024

Loan purpose

Loan amount

Compare

Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed OO (3 years)	5.59% p.a.	7.44% p.a.	$2,867	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed OO (2 years)	5.59% p.a.	7.63% p.a.	$2,867	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV (3 years)	5.69% p.a.	7.74% p.a.	$2,899	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed OO (2 years)	5.69% p.a.	8.03% p.a.	$2,899	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV (2 years)	5.69% p.a.	7.96% p.a.	$2,899	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed OO (3 years)	5.69% p.a.	7.77% p.a.	$2,899	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed INV (3 years)	5.79% p.a.	8.07% p.a.	$2,931	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed INV (2 years)	5.79% p.a.	8.36% p.a.	$2,931	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed OO (1 year)	5.89% p.a.	7.87% p.a.	$2,962	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Budget Home Loan OO Special	5.89% p.a.	5.89% p.a.	$2,962	Principal & Interest	Variable	$0	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed OO (1 year)	5.99% p.a.	8.36% p.a.	$2,995	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan Fixed INV (1 year)	5.99% p.a.	8.23% p.a.	$2,995	Principal & Interest	Fixed	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan Fixed INV (1 year)	6.09% p.a.	8.72% p.a.	$3,027	Principal & Interest	Fixed	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Budget Home Loan OO	7.08% p.a.	7.08% p.a.	$3,353	Principal & Interest	Variable	$0	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan OO	7.73% p.a.	8.07% p.a.	$3,575	Principal & Interest	Variable	$395	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Package Home Loan INV	8.13% p.a.	8.47% p.a.	$3,714	Principal & Interest	Variable	$395	$null	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan OO	8.63% p.a.	8.65% p.a.	$3,891	Principal & Interest	Variable	$0	$700	80%	More details	Compare
The Mutual Bank	The Mutual Bank Express Credit Facility	8.64% p.a.	–	$3,894	Principal & Interest	Variable	$null	$0	80%	More details	Compare
The Mutual Bank	The Mutual Bank Standard Home Loan INV	9.03% p.a.	9.05% p.a.	$4,034	Principal & Interest	Variable	$0	$700	80%	More details	Compare

More home loans

Variable Home Loan (LVR < 90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,408

6.04% Advertised Rate (p.a.)

6.06% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

Latest Lending News

AMP

Quiet week in mortgage market as lenders await for inflation signal

Home Loans News

Not even deep fixed rate cuts can stop their unpopularity with Aussie mortgage holders

Heritage Bank

Fixed home loans slide further as NAB, ANZ slash rates

Home loan rate changes

Big week of mortgage moves signals market is heating up

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Home Loan Lenders' Rates

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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