The Mutual Bank Term Deposit Rates & Review

The Mutual Bank Term Deposits as of January 2026

Deposit term

Deposit amount

Compare

Bank	Term Deposit	Interest Rate	Interest Frequency	Term	Minimum Deposit	Maximum Deposit	Notice Period to Withdraw	Account Keeping Fee	Link	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 4 months	4.20% p.a.	At Maturity	4 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 4 months	4.20% p.a.	At Maturity	4 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 12 months	4.10% p.a.	Annually	12 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 12 months	4.10% p.a.	Annually	12 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 12 months	4.05% p.a.	Semi-Annually	12 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 12 months	4.05% p.a.	Semi-Annually	12 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 12 months	4.00% p.a.	Monthly	12 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 12 months	4.00% p.a.	Quarterly	12 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 12 months	4.00% p.a.	Monthly	12 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 12 months	4.00% p.a.	Quarterly	12 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 6 months	3.80% p.a.	At Maturity	6 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 3 months	3.80% p.a.	At Maturity	3 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 6 months	3.80% p.a.	At Maturity	6 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 3 months	3.75% p.a.	At Maturity	3 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 36 months	3.50% p.a.	Annually	36 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 36 months	3.50% p.a.	Annually	36 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 9 months	3.50% p.a.	At Maturity	9 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 36 months	3.45% p.a.	Semi-Annually	36 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 9 months	3.45% p.a.	At Maturity	9 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 36 months	3.45% p.a.	Semi-Annually	36 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 36 months	3.40% p.a.	Monthly	36 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 36 months	3.40% p.a.	Quarterly	36 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 36 months	3.40% p.a.	Monthly	36 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 36 months	3.40% p.a.	Quarterly	36 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 24 months	3.30% p.a.	Annually	24 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 24 months	3.30% p.a.	Annually	24 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 24 months	3.25% p.a.	Semi-Annually	24 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 2 months	3.25% p.a.	At Maturity	2 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 24 months	3.25% p.a.	Semi-Annually	24 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 2 months	3.20% p.a.	At Maturity	2 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 24 months	3.20% p.a.	Quarterly	24 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 24 months	3.20% p.a.	Monthly	24 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 24 months	3.20% p.a.	Monthly	24 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 24 months	3.20% p.a.	Quarterly	24 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 10 months	3.00% p.a.	At Maturity	10 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 11 months	3.00% p.a.	At Maturity	11 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 5 months	3.00% p.a.	At Maturity	5 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 7 months	3.00% p.a.	At Maturity	7 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 8 months	3.00% p.a.	At Maturity	8 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 10 months	2.95% p.a.	At Maturity	10 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 11 months	2.95% p.a.	At Maturity	11 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 5 months	2.95% p.a.	At Maturity	5 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 7 months	2.95% p.a.	At Maturity	7 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 8 months	2.95% p.a.	At Maturity	8 months	$1,000	$499,999	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($500,000-$1,000,000) - 1 month	2.75% p.a.	At Maturity	1 months	$500,000	$1,000,000	–	–	More details	Compare
The Mutual Bank	The Mutual Bank Term Deposit ($1000-$499999) - 1 month	2.70% p.a.	At Maturity	1 months	$1,000	$499,999	–	–	More details	Compare

More term deposits

Personal Term Deposits - 12 months

Product Features

Available for individual and joint accounts
No application or monthly account fees
Backed by an Australian Government Guarantee up to $250,000

Minimum deposit $1,000

4.45% Interest rate p.a.

12 months Term

More details

Important Information and Comparison Rate Warning

Latest Deposit News

Savings Account News

Medium-length term deposits get the juice this week

Compare More The Mutual Bank Products

The Mutual Bank Home Loan Rates The Mutual Bank Savings Account Rates

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Term Deposits Rates

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The Mutual Bank Term Deposits