Macquarie Bank
Macquarie Bank

Macquarie Savings Account

Amount Base Rate Max Rate
< $1000 1.10% 1.10%
$1000+ 1.10% 1.10%
$2000+ 1.10% 1.10%
$5000+ 1.10% 1.10%
$10000+ 1.10% 1.10%
$20000+ 1.10% 1.10%
$50000+ 1.10% 1.10%
$100000+ 1.10% 1.10%
$250000+ 0.95% 0.95%
$500000+ 0.70% 0.70%

Earn a welcome variable rate for the first four months from account opening, on deposits up to $250,000 in your first savings account. After four months, our competitive standard stepped variable rates apply based on your balance. $0.00 - $249,999.99 - 0.95% pa $250,000 and above - 0.70% pa

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Earn a welcome variable rate for the first four months from account opening, on deposits up to $250,000 in your first savings account. After four months, our competitive standard stepped variable rates apply based on your balance. $0.00 - $249,999.99 - 0.95% pa $250,000 and above - 0.70% pa
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $0.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

No overdraft facility on Macquarie savings account - however, if the account is in negative balance, customer will be charged the overdrawn interest rate of 16.40%

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimitted

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month unlimitted
Cheque Fee $10.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Overdrawn Account Fee $0.00
Foreign Transaction Fee