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Home Loan News

Auction results firing up again

The residential property auction season is firing up again with some reasonable results in Sydney and Melbourne. Read full article

House construction hits new high

Housing construction hit a two year high in January, largely due to government stimulus, according to the Australian Industry Group Performance of Construction Index. The index rose 8.4 points to 57.7 in January, well above the 50 level separating expansi Read full article

Westpac chief sets property record

Westpac chief executive Gail Kelly has set a new record for the highest price paid for acreage in Sydneys north. Kelly has bought a country estate worth about $9 million at Terrey Hills in Sydneys north.  Read full article

Aussies slam the brakes on borrowing

Demand for new home loans fell 47 percent in January from the strong business levels experienced in the September quarter.  Read full article

NAB playing catch up to Westpac in mortgages

Westpac reported growth in its home loan portfolio of 1.6 per cent for the month and compared with growth in home lending, across all banks, of 1.0 per cent. The banks mortgage book increased 5.0 per cent over the December 2009 quarter compared with bank Read full article

More Home Loan News >

Rate Watch

27/08/2009
Rates to stay on hold, for now
After months of falls in employment, there are some signs our job market may be turning the corner.

FULL STORY

Home Loan Guides

Don’t get caught out with interest rates increases

Your bank just increased your home loan rate by 0.25% (or did they?) How to keep your lender honest Read full article

Prepare for Rate Rise or Risk Needing a Second Job

Leading banking comparison site Infochoice.com.au has warned many Australians are inadequately prepared to cover the rising costs of home loan repayments following the anticipated return to more normal interest rate levels in the coming months. Read full article

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

What to look for in a reverse mortgage

While reverse mortgages are being touted as the answer to a cash-strapped, home-owning retirees prayers, there are always potential pitfalls to consider. Read full article

High error rates in loan statements

A recent survey found that errors occur in the majority of home loan statements. There is no such thing as a perfect system, mistakes are a fact of life and that's why you should keep a close eye on your home loan or business loan statements. Read full article

More Home Loan Guides >

Choosing a Home Loan

Whether you are a first-time buyer looking for a home loan or looking to refinance your existing home loan, you'll find it easier to find the loan that meets your needs right here.

Finding the right home loan isn't an easy task with thousands of products from hundreds of lenders it can be overwhelming just thinking about. Instead of searching through thousands of websites and sifting through mountains of information we've compiled the important details in a nice easy to digest table format.

To help you find the home loan we've created a search selector which helps narrow down the list of home loans simply by entering loan amount required, fixed or variable, loan purpose you can quickly narrow down your options. If your looking for a specific type of loan on offer you can use our quick links above the selector to go straight to the home loan results pages. With home loans being such a complicated product there are 3 tables for you to look through detailing rates, fees and features of those loans, you can view each of these tables by clicking on the tabs above the tables. If you've found some home loans that you think will suit your requirements you can compare each of these loans side-by-side by selecting the tick box next to each of the loans and click the compare selected button, in this view you will be able to view each of the loans with a full list of details in a side-by-side comparison.

We also offer a direct link to the home loan providers website where you can click through and get in touch with them directly, or if you would like to ask us a question simply fill out our "help me choose" form and one of our home loan experts will get in touch with you to discuss any questions you may have.


Today's Top Home Loan Rates

Institution Product Title Rate (%) Details
Variable SmartFit 5.99
Wealth Package ($150,000-$350,000) 6.11
Standard Variable Loan 6.37
NAB Tailored Home Loan - Variable Rate 6.49
Mortgage Shredder 6.55
Institution Product Title Rate (%) Details

Rates for a $250,000 standard loan. Popular loans are from the top 15 leading banks & credit unions. The 3 year tabs show loans that are fixed for 3 years.