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Home Loan Interest Rates

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  • Loan amount: 250,000
  • Owner occupiers
  • Variable rate loans
  • Up-front fees: Any
  • Monthly fees: Any
  • Early term. fees: Any

Institution Product Name VARIABLE INTRO FIXED RATES 5 Year Cost Initial Monthly Repay.
Variable Rate Comp. Rate Intro Rate Term (months) 1 Yr 3 Yr Comp. Rate
Blackboard Special - Purchases Only 4.75 4.77 - - - - - $85,812.60 $1,425.29 Go to site
UHomeLoan - Refinance Variable Loan with a special Upfront Discount of 0.25%p.a. 4.87 4.87 - - - - - $86,556.15 $1,442.60 Go to site
iMortgage Essential 4.97 4.99 - - - - - $87,836.52 $1,457.11 Go to site
Home Value Loan 4.99 5.01 - - - - - $87,853.63 $1,460.02 Go to site
Online Home loan 5.13 5.14 - - - - - $88,888.37 $1,480.47 Go to site
Residential Mortgage Group Pty Ltd - Aussie Select Standard Variable ($100,000 - $349,999)(LVR <=70%) 5.20 5.38 - - - - - $90,808.23 $1,490.75 Go to site
Basic Home Loan 5.29 5.34 - - - - 0 $90,836.49 $1,504.02 Go to site
First Homebuyers Loan Package 5.19 5.51 - - - - - $91,106.97 $1,489.28 Go to site
Ultimate Home Loan Package 5.19 5.55 - - - - - $91,481.97 $1,489.28 Go to site
Residential Mortgage Group Pty Ltd - Aussie Select Standard Variable ($100,000 - $349,999)(LVR 80.01% - 90%) 5.29 5.47 - - - - - $91,604.49 $1,504.02 Go to site
Premium Home Loan $250k + 5.39 5.44 - - - - 0 $91,725.36 $1,518.84 Go to site
ANZ Simplicity PLUS 5.43 5.48 - - - - - $92,087.13 $1,524.79 Go to site
ANZ Breakfree Home Loan Package ($250,000-$499,999) 5.43 - - - - - - $93,362.13 $1,524.79 Go to site
ANZ Standard Variable Loan 6.13 6.23 - - - - - $98,740.70 $1,630.68 Go to site
Residential Mortgage Group Pty Ltd - Aussie Select Basic Variable (LVR 80.01% - 90%) 6.23 6.24 - - - - - $98,865.05 $1,646.08 Go to site
Residential Mortgage Group Pty Ltd - Aussie Select Basic Variable (LVR <=70%) 6.23 6.24 - - - - - $99,228.05 $1,646.08 Go to site
Residential Mortgage Group Pty Ltd - Aussie Select Basic Variable (LVR 70.01% - 80%) 6.23 6.24 - - - - - $99,228.05 $1,646.08 Go to site
Residential Mortgage Group Pty Ltd - Aussie Select Standard Variable ($100,000 - $349,999)(LVR 70.01% - 80%) 6.23 6.40 - - - - - $100,128.05 $1,646.08 Go to site
True Saver Home Loan 4.92 4.93 - - - - 0 $87,140.78 $1,449.85  
State Custodians Peak Performance Offset (LVR<80%) 4.74 5.11 - - - - - $87,706.35 $1,423.86  
Institution Product Name Variable Rate Comp. Rate Intro Rate Term (months) 1 Yr 3 Yr Comp. Rate 5 Year Cost Initial Monthly Repay.
VARIABLE INTRO FIXED RATES

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*The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Default value for 5 year cost and monthly repayments based on a home loan amount of $250,000, paid over a term of 25 years. 5 year cost is the sum of all principal and interest payments made on the home loan, along with any upfront fees (application, legal, settlement, valuation) as well as any ongoing fees that might be payable. This is assuming you remain with the same lender and no extra payments are made.




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