Citi
Citi

Citi Rewards Credit Card (175,000 Citi Bonus rewards Points when you spend $3,000 in the first 90 days from approval and keep your card for over 12 months.)

Purchase Rate
21.49% p.a.
Cash Advance Rate
22.24% p.a.
Interest Free
Up to 55 days
Annual Fee
$149.00
Balance Transfer Rate
0% p.a. for first 15 months
  • 175,000 bonus Citi reward Points when you spend $3,000 on eligible purchases within the first 90 days from approval and you’ll get 100,000 bonus Citi reward Points. Plus, get an additional 75,000 bonus Citi reward Points when you keep your card for over 12 months.
  • Save with 0% p.a. for 15 months on balance transferes (no balance transfer fee applies, reverts to cash advance rate of 22.24%)
  • Offer valid until 29 June 2022.
  • $49 Annual fee for the first year (reverts to $149 thereafter).
  • A Range of complimentary insurances such as International Travel Insurance and Purchase Cover Insurance.
  • With Priceless Cities, explore unforgettable experiences in more than 40 cities across the world. To learn more, visit priceless.com.

Key Features
Rewards Program
Rewards
Joining Fee
$0.00
Annual Fee
$149.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • 1 Point per $1 spent on eligible Domestic Spend (up to $10,000 per statement period) and 1 Point per $1 on eligible International Spend (uncapped)

Fee & Repayments

Annual Fee $149.00
Annual Fee First Year $49.00
Rewards Joining Fee $0.00
Supplementary Card Fee $90.00
Minimum Repayment Greater of 2% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* -
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Other Charges

Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $5.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Refer to the full Terms and Conditions related to this product here. To obtain a copy of the Target Market Determination (TMD) related to this product, click here. Fees and charges apply. Credit Criteria apply. New card customers only and cannot be used in conjunction with any other offers. To be eligible to receive up to 175,000 bonus Citi reward Points, you must apply for the Citi Rewards Card by 29 June 2022. 100,000 bonus Citi reward Points: You will receive 100,000 bonus Citi reward Points when you spend a minimum of $3,000 on eligible purchases using your new card within 90 days from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds, Chargebacks and spend on a Linked Diners Club Card. The 100,000 bonus Citi reward Points will be credited to your Rewards Balance within 8 weeks of meeting the spend criteria. Additional 75,000 bonus Citi reward Points: An additional 75,000 bonus Citi reward Points will be credited to your Rewards Balance within 12 weeks of your Account being open for 12 months, provided it has been activated by you. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Your Citi Rewards Card must remain open, in good standing and enrolled in Citibank Rewards for the bonus Citi reward Points to be awarded. Please note that if you have a balance transfer, you will not be entitled to any interest free days on retail purchases. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 29 June 2022. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. The Citi Rewards Credit Card earns 1 Point per $1 on eligible Domestic Spend up to $10,000 per Statement Period and 1 Point per $1 on eligible International Spend, uncapped. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Eligible Transaction is defined in the Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, government related transactions and all other transactions set out within the full definition. © 2022 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. Diners Club Pty Limited ABN 35 004 343 051.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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