Citi
Citi

Standard Variable Offset INV

Variable Rate
2.74% p.a.
Comparison Rate*
2.89% p.a.
Key Features
Loan Type
Variable
Min Loan
Max Loan
$350,000.00
$4,000,000.00
Application Fee
$399.00
Borrow upto
of property value
90%
Ongoing fee
$8.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Investors
Repayment Options Principal & Interest,Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 0
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Min Loan Amount $350,000.00
Max Loan Amount $4,000,000.00
Interest Rate Notes
Interest Only repayment option - variable add 0.10% p.a., fixeded add 0.20% p.a. LVR over 80% - add 0.25% p.a. LVR over 80% plus LMI (LVR between 80.01%-85% available without LMI subject to policy) Loans for non residents or loans where the income declared for loan assessment is in a foreign currency available for P&I only - add 0.50% p.a. Please note loadings are cumulative and apply to fixed and variable rates

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $450.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period Same business day
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 4
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing $0.00

Fees

Application Fee $399.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $250.00
Service Fee $8.00
Exit Fee $350.00
Early Termination Fee

Break Costs


General Fee Notes:


General Notes:

Up to $4000 cashback on new and refinance applications submitted by 31 May 2021. Terms and Conditions apply.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.