Bank of China Home Loans as of March 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.43% p.a.
5.82% p.a.
$2,817
Principal & Interest
Variable
$395
$0
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • More details
5.63% p.a.
6.02% p.a.
$2,880
Principal & Interest
Variable
$395
$0
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • More details
5.63% p.a.
6.02% p.a.
$2,346
Interest-only
Variable
$395
$0
80%
  • Investor
  • Variable
  • Interest-only
  • 20% Min Deposit
  • More details
5.79% p.a.
7.85% p.a.
$2,931
Principal & Interest
Fixed
$190
$0
90%
  • Owner Occupier
  • Fixed 1 Year
  • Principal & Interest
  • 10% Min Deposit
  • More details
5.79% p.a.
7.65% p.a.
$2,931
Principal & Interest
Fixed
$190
$0
90%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 10% Min Deposit
  • More details
5.79% p.a.
8.12% p.a.
$2,413
Interest-only
Fixed
$190
$0
90%
  • Investor
  • Fixed 1 Year
  • Interest-only
  • 10% Min Deposit
  • More details
5.89% p.a.
8.13% p.a.
$2,962
Principal & Interest
Fixed
$190
$0
90%
  • Investor
  • Fixed 1 Year
  • Principal & Interest
  • 10% Min Deposit
  • More details
5.89% p.a.
7.90% p.a.
$2,962
Principal & Interest
Fixed
$190
$0
90%
  • Investor
  • Fixed 2 Years
  • Principal & Interest
  • 10% Min Deposit
  • More details
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Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

Home Loan Lenders' Rates

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