Bank of China Home Loans as of October 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
6.18% p.a.
6.56% p.a.
$3,056
Principal & Interest
Variable
$395
$0
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Extra Repayments
  • More details
6.38% p.a.
6.76% p.a.
$3,121
Principal & Interest
Variable
$395
$0
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
6.58% p.a.
6.95% p.a.
$2,742
Interest-only
Variable
$395
$0
80%
  • Investor
  • Variable
  • Interest-only
  • 20% Min Deposit
  • More details
6.59% p.a.
8.60% p.a.
$3,190
Principal & Interest
Fixed
$190
$0
90%
  • Owner Occupier
  • Fixed 1 Year
  • Principal & Interest
  • 10% Min Deposit
  • Extra Repayments
  • More details
6.59% p.a.
8.39% p.a.
$3,190
Principal & Interest
Fixed
$190
$0
90%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 10% Min Deposit
  • Extra Repayments
  • More details
6.69% p.a.
8.61% p.a.
$2,788
Interest-only
Fixed
$190
$0
90%
  • Owner Occupier
  • Fixed 1 Year
  • Interest-only
  • 10% Min Deposit
  • More details
6.69% p.a.
8.41% p.a.
$2,788
Interest-only
Fixed
$190
$0
90%
  • Owner Occupier
  • Fixed 2 Years
  • Interest-only
  • 10% Min Deposit
  • More details
6.69% p.a.
8.88% p.a.
$3,223
Principal & Interest
Fixed
$190
$0
90%
  • Investor
  • Fixed 1 Year
  • Principal & Interest
  • 10% Min Deposit
  • More details
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

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