Bank First

At Bank First, we’re invested in you.
As we are owned entirely by our customers, we exist to provide you with a better banking experience.
Since 1972 we have helped over 200,000 Australians with their banking needs; from managing their money and saving for a rainy day, right through to purchasing their first home and planning for retirement.
From the products and services we offer, through to our dedicated customer service staff, we pride ourselves on putting our customers first.

Bank First

At Bank First, we’re invested in you.
As we are owned entirely by our customers, we exist to provide you with a better banking experience.
Since 1972 we have helped over 200,000 Australians with their banking needs; from managing their money and saving for a rainy day, right through to purchasing their first home and planning for retirement.
From the products and services we offer, through to our dedicated customer service staff, we pride ourselves on putting our customers first.

Complete Home Loan - Investment - Construction >90% LVR

Variable
Rate 4.41
Comparison
Rate 4.48

Complete Home Loan - Investment >80% - ≤90% LVR

Variable
Rate 4.31
Comparison
Rate 4.36

Complete Home Loan - Investment >80% - ≤90% LVR

Variable
Rate 4.31
Comparison
Rate 4.36

Complete Home Loan - Investment >90% LVR

Variable
Rate 4.41
Comparison
Rate 4.46

Complete Home Loan - Investment >90% LVR

Variable
Rate 4.41
Comparison
Rate 4.46

Complete Home Loan - Investment ≤80% LVR

Variable
Rate 4.11
Comparison
Rate 4.16

Complete Home Loan - Investment ≤80% LVR

Variable
Rate 4.11
Comparison
Rate 4.16

Complete Home Loan - Owner Occupied >80% - ≤90% LVR

Variable
Rate 3.86
Comparison
Rate 3.91

Complete Home Loan - Owner Occupied >80% - ≤90% LVR

Variable
Rate 3.86
Comparison
Rate 3.91

Complete Home Loan - Owner Occupied >90% LVR

Variable
Rate 3.96
Comparison
Rate 4.01

Complete Home Loan - Owner Occupied >90% LVR

Variable
Rate 3.96
Comparison
Rate 4.01

Complete Home Loan - Owner Occupied ≤80% LVR

Variable
Rate 3.66
Comparison
Rate 3.71

Complete Home Loan - Owner Occupied ≤80% LVR

Variable
Rate 3.66
Comparison
Rate 3.71

Equity Line of Credit - Owner Occupied

Variable
Rate 4.64
Comparison
Rate

First Rate Home Loan - Owner Occupied - > 90%

Variable
Rate 3.49
Comparison
Rate 3.54

First Rate Home Loan - Owner Occupied - ≤80%

Variable
Rate 3.19
Comparison
Rate 3.24

Premier Package Home Loan - Investment >90% LVR

Variable
Rate 4.23
Comparison
Rate 4.59

Premier Package Home Loan - Investment ≤80% LVR

Variable
Rate 3.93
Comparison
Rate 4.30

Premier Package Home Loan - Investment ≤80% LVR

Variable
Rate 3.93
Comparison
Rate 4.30

Premier Package Home Loan - Owner Occupied >90% LVR

Variable
Rate 3.78
Comparison
Rate 4.15

Premier Package Home Loan - Owner Occupied >90% LVR

Variable
Rate 3.78
Comparison
Rate 4.15

Premier Package Home Loan - Owner Occupied ≤80% LVR

Variable
Rate 3.48
Comparison
Rate 3.86

Premier Package Home Loan - Owner Occupied ≤80% LVR

Variable
Rate 3.48
Comparison
Rate 3.86

Standard Home Loan - Investment >80% - ≤90% LVR

Variable
Rate 4.72
Comparison
Rate 4.77

Standard Home Loan - Investment - Bridging >90% LVR

Variable
Rate 4.82
Comparison
Rate 4.87

Standard Home Loan - Investment - Bridging ≤80% LVR

Variable
Rate 4.52
Comparison
Rate 4.57

Standard Home Loan - Investment >80% - ≤90% LVR

Variable
Rate 4.72
Comparison
Rate 4.77

Standard Home Loan - Investment >90% LVR

Variable
Rate 4.82
Comparison
Rate 4.87

Standard Home Loan - Investment >90% LVR

Variable
Rate 4.82
Comparison
Rate 4.87

Standard Home Loan - Investment ≤80% LVR

Variable
Rate 4.52
Comparison
Rate 4.57

Standard Home Loan - Investment ≤80% LVR

Variable
Rate 4.52
Comparison
Rate 4.57

Standard Home Loan - Owner Occupied - Bridging >90% LVR

Variable
Rate 4.32
Comparison
Rate 4.37

Standard Home Loan - Owner Occupied >80% - ≤90% LVR

Variable
Rate 4.22
Comparison
Rate 4.27

Standard Home Loan - Owner Occupied >80% - ≤90% LVR

Variable
Rate 4.22
Comparison
Rate 4.27

Standard Home Loan - Owner Occupied >90% LVR

Variable
Rate 4.32
Comparison
Rate 4.37

Standard Home Loan - Owner Occupied >90% LVR

Variable
Rate 4.32
Comparison
Rate 4.37

Standard Home Loan - Owner Occupied ≤80% LVR

Variable
Rate 4.02
Comparison
Rate 4.07

Standard Home Loan - Owner Occupied ≤80% LVR

Variable
Rate 4.02
Comparison
Rate 4.07

Green Car Loan

1st year Fixed
Rate 5.29
Comparison
Rate. 7.38

Green Personal Loan^

1st year Fixed
Rate 9.00
Comparison
Rate.

New Car Loan

1st year Fixed
Rate 5.79
Comparison
Rate. 7.88

Overdraft

1st year Fixed
Rate
Comparison
Rate.

Personal Loan (unsecured)^

1st year Fixed
Rate 11.39
Comparison
Rate. 12.44

Share Loan^

1st year Fixed
Rate 9.90
Comparison
Rate.

Used Car Loan^

1st year Fixed
Rate 6.79
Comparison
Rate. 9.13

Bank First Visa Classic Credit Card

Purchase
Rate 12.79
Annual
Fee

Bank First Visa Platinum Credit Card

Purchase
Rate 9.84
Annual
Fee $99.00

Bonus Saver

Max Interest rate($10,000) Base Interest rate($10,000) 0.05

Budget Savings Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.05

Cash Management

Max Interest rate($10,000) Base Interest rate($10,000) 1.00

Christmas Club

Max Interest rate($10,000) Base Interest rate($10,000) 0.55

First Access Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.75

First Home Bonus Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.05

First Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 1.55

Online Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 1.20

Pension Account

Max Interest rate($10,000) Base Interest rate($10,000) 1.60

S1 Everyday Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.05

I3 - Regular Income

90 Days

1 Yr Paid
Annually 1.60

Term Deposit

90 Days

1.50
1 Yr Paid
Annually 1.50

Term Deposit

90 Days

1.50
1 Yr Paid
Annually 1.50

Term Deposit

90 Days

1.65
1 Yr Paid
Annually 1.60

Term Deposit

90 Days

1.65
1 Yr Paid
Annually 1.60