Granite Home Loan as of July 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Loan purpose

Loan amount

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Tags	Link	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 60	7.69% p.a.	–	$3,561	Principal & Interest	Variable	$395	$450	60%	Investor Variable Principal & Interest 40% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 70	7.79% p.a.	–	$3,596	Principal & Interest	Variable	$395	$450	70%	Investor Variable Principal & Interest 30% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 80	7.89% p.a.	–	$3,631	Principal & Interest	Variable	$395	$450	80%	Investor Variable Principal & Interest 20% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 85	8.14% p.a.	–	$3,718	Principal & Interest	Variable	$395	$450	85%	Investor Variable Principal & Interest 15% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 90	8.39% p.a.	–	$3,806	Principal & Interest	Variable	$395	$450	90%	Investor Variable Principal & Interest 10% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 60 (1 year)	8.59% p.a.	–	$3,877	Principal & Interest	Fixed	$395	$450	60%	Investor Fixed 1 Year Principal & Interest 40% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 60 (2 years)	8.59% p.a.	–	$3,877	Principal & Interest	Fixed	$395	$450	60%	Investor Fixed 2 Years Principal & Interest 40% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 60 (3 years)	8.59% p.a.	–	$3,877	Principal & Interest	Fixed	$395	$450	60%	Investor Fixed 3 Years Principal & Interest 40% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 60 (4 years)	8.69% p.a.	–	$3,912	Principal & Interest	Fixed	$395	$450	60%	Investor Fixed 4 Years Principal & Interest 40% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 60 (5 years)	8.69% p.a.	–	$3,912	Principal & Interest	Fixed	$395	$450	60%	Investor Fixed 5 Years Principal & Interest 40% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 70 (1 year)	8.69% p.a.	–	$3,912	Principal & Interest	Fixed	$395	$450	70%	Investor Fixed 1 Year Principal & Interest 30% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 70 (2 years)	8.69% p.a.	–	$3,912	Principal & Interest	Fixed	$395	$450	70%	Investor Fixed 2 Years Principal & Interest 30% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 70 (3 years)	8.69% p.a.	–	$3,912	Principal & Interest	Fixed	$395	$450	70%	Investor Fixed 3 Years Principal & Interest 30% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 70 (4 years)	8.79% p.a.	–	$3,948	Principal & Interest	Fixed	$395	$450	70%	Investor Fixed 4 Years Principal & Interest 30% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 70 (5 years)	8.79% p.a.	–	$3,948	Principal & Interest	Fixed	$395	$450	70%	Investor Fixed 5 Years Principal & Interest 30% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 80 (1 year)	8.79% p.a.	–	$3,948	Principal & Interest	Fixed	$395	$450	80%	Investor Fixed 1 Year Principal & Interest 20% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 80 (2 years)	8.79% p.a.	–	$3,948	Principal & Interest	Fixed	$395	$450	80%	Investor Fixed 2 Years Principal & Interest 20% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 80 (3 years)	8.79% p.a.	–	$3,948	Principal & Interest	Fixed	$395	$450	80%	Investor Fixed 3 Years Principal & Interest 20% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 80 (4 years)	8.89% p.a.	–	$3,984	Principal & Interest	Fixed	$395	$450	80%	Investor Fixed 4 Years Principal & Interest 20% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 80 (5 years)	8.89% p.a.	–	$3,984	Principal & Interest	Fixed	$395	$450	80%	Investor Fixed 5 Years Principal & Interest 20% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 85 (1 year)	9.04% p.a.	–	$4,038	Principal & Interest	Fixed	$395	$450	85%	Investor Fixed 1 Year Principal & Interest 15% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 85 (2 years)	9.04% p.a.	–	$4,038	Principal & Interest	Fixed	$395	$450	85%	Investor Fixed 2 Years Principal & Interest 15% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 85 (3 years)	9.04% p.a.	–	$4,038	Principal & Interest	Fixed	$395	$450	85%	Investor Fixed 3 Years Principal & Interest 15% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 85 (4 years)	9.14% p.a.	–	$4,074	Principal & Interest	Fixed	$395	$450	85%	Investor Fixed 4 Years Principal & Interest 15% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 85 (5 years)	9.14% p.a.	–	$4,074	Principal & Interest	Fixed	$395	$450	85%	Investor Fixed 5 Years Principal & Interest 15% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 90 (1 year)	9.19% p.a.	–	$4,092	Principal & Interest	Fixed	$395	$450	90%	Investor Fixed 1 Year Principal & Interest 10% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 90 (2 years)	9.19% p.a.	–	$4,092	Principal & Interest	Fixed	$395	$450	90%	Investor Fixed 2 Years Principal & Interest 10% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 90 (3 years)	9.19% p.a.	–	$4,092	Principal & Interest	Fixed	$395	$450	90%	Investor Fixed 3 Years Principal & Interest 10% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 90 (4 years)	9.29% p.a.	–	$4,128	Principal & Interest	Fixed	$395	$450	90%	Investor Fixed 4 Years Principal & Interest 10% Min Deposit More details	More details	Compare
Granite Home Loan	Granite Home Loan SMSF Commercial 90 (5 years)	9.29% p.a.	–	$4,128	Principal & Interest	Fixed	$395	$450	90%	Investor Fixed 5 Years Principal & Interest 10% Min Deposit More details	More details	Compare

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Bare Home Loan (Basic OO P&I <90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw

Monthly repayments: $3,011

6.04% Advertised Rate (p.a.)

6.08% Comparison Rate (p.a.)

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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Granite Home Loan

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