Reward Me Home Loan (Owner Occupier) - Special for New Borrowings of $300,000 + and up to 80% LVR - 10,000 points for every $100k borrowed

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate
1 Year 3.99% 3.39%
2 Year 2.79% 3.25%
3 Year 2.79% 3.22%
4 Year 3.99% 3.59%
5 Year 3.39% 3.41%
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  • With competitive 2, 3 and 5 year rates.
  • Borrow up to of property values up to 90% (*80% for special rates)
  • But a big benefit of a VMA home loan is that we offer ongoing Velocity Points for the life of the loan:
  • 1. 10,000 Points for every $100,000 drawn on settlement
  • 2. A further 1,000 Velocity Points per loan account every month (so if customer has a loan split fixed and variable they’ll get 2,000 points every month.
  • 3. 30,000 Velocity Points every 3 years just to say thanks for sticking with us

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
$10.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Min Loan Amount $75,000.00
Max Loan Amount $499,999.00
Interest Rate Notes


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a


Application Fee $300.00
Legal Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $150.00
Service Fee $10.00
Exit Fee $350.00
Early Termination Fee
Legal Fee $0.00

Break Costs

General Fee Notes:

General Notes:

*Special for new borrowings of $300,000 or more and application received on or after 16 August 2019