About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Lenders lower home loan rates anew

It has been another week of huge drops in home loan rates, offering a bit of good news to homebuyers and refinancers amid the ongoing housing crisis.

08 Mar 2024
Bernadette Lunas

Slow economic growth keeps the nation in a year-long per capita recession

Australia’s sluggish economic growth in 2023 wasn’t enough to pull the country up from the per-capita recession it’s been in throughout the ye...

06 Mar 2024
Bernadette Lunas

Housing shortfall spurs stiff competition for homes, even for run-down properties

As Australians grapple with a housing shortage, building approval figures released by the ABS point to worsening conditions as new dwellings greenlit for constr...

04 Mar 2024
Bernadette Lunas

Mortgage lenders teeter on rate hikes and cuts

It has been another week of home loan lenders teeter-tottering between hiking and cutting rates, leaving borrowers at the edge of their seats.

01 Mar 2024
Bernadette Lunas

Home values pick up speed in February as market outlook improves

The positive shift in market conditions is driving Australia’s property prices up, with another 0.6% gain posted in February.

01 Mar 2024
Bernadette Lunas

Rising interest rates put a strain on mortgage borrowers

Increased interest payments drove more Aussies to take on home loans in January, a report revealed.

27 Feb 2024
Bernadette Lunas

Regional property market heats up as demand in capital cities cools down

House prices in regional Australia have accelerated faster than in capital cities with two coastal towns posting the highest increase over the three months to J...

26 Feb 2024
Bernadette Lunas

Home loan rates continue to trend lower amid rate cut call

ING and AMP Bank led other mortgage lenders in dropping the interest rates on their home loan products this week.

23 Feb 2024
Bernadette Lunas

Riding the term deposit rate rollercoaster: Several cuts, a few hikes

In what could be a reflection of the Reserve Bank’s neutral stance on the cash rate, term deposit products have had an interesting week where some rates w...

23 Feb 2024
Bernadette Lunas

Negative Gearing Explained

Understanding the concept of negative gearing is essential to making sound decisions when investing in properties in Australia.

22 Feb 2024
Bernadette Lunas

Time to save for deposit shortens for first home buyers

The path to a first home is a long one, but new data shows saving for a deposit is now a few months quicker on account of high wages and savings interest.

22 Feb 2024
Bernadette Lunas

Wages growth accelerates faster than inflation over 2023

Wages growth in Australia outpaced the annual rate of inflation in 2023, the latest data from the Australian Bureau of Statistics (ABS) revealed.

21 Feb 2024