About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Regional property market heats up as demand in capital cities cools down

House prices in regional Australia have accelerated faster than in capital cities with two coastal towns posting th...

26 Feb 2024
Bernadette Lunas

Home loan rates continue to trend lower amid rate cut call

ING and AMP Bank led other mortgage lenders in dropping the interest rates on their home loan products this week. <...

23 Feb 2024
Bernadette Lunas

Riding the term deposit rate rollercoaster: Several cuts, a few hikes

In what could be a reflection of the Reserve Bank’s neutral stance on the cash rate, term deposit products ha...

23 Feb 2024
Bernadette Lunas

Negative Gearing Explained

Understanding the concept of negative gearing is essential to making sound decisions when investing in properties in Austral...

22 Feb 2024
Bernadette Lunas

Time to save for deposit shortens for first home buyers

The path to a first home is a long one, but new data shows saving for a deposit is now a few months quicker on acco...

22 Feb 2024
Bernadette Lunas

Wages growth accelerates faster than inflation over 2023

Wages growth in Australia outpaced the annual rate of inflation in 2023, the latest data from the Australian Bureau of Statistics (ABS) revealed.

21 Feb 2024
Bernadette Lunas

Renters turn to shared housing to overcome supply hurdles

More and more renters are turning to alternative living setups as they grapple with the ongoing housing supply chal...

21 Feb 2024
Bernadette Lunas

Australian Competition Tribunal green lights ANZ’s buyout of Suncorp bank unit

ANZ Group’s $4.9 billion acquisition of Suncorp’s banking arm was authorised by the Australian Competition Tribunal, overturning the decision of ...

20 Feb 2024
Bernadette Lunas

Mortgage rates slide down in anticipation of earlier-than-expected RBA cut

Several lenders continue to drop interest rates on their home loan products amid the release of more data reinforci...

16 Feb 2024
Bernadette Lunas

Unemployment rate hits a two-year high in January

Australia’s unemployment rate hit a two-year high as it climbed 4.1% on a seasonally adjusted basis, the late...

15 Feb 2024
Bernadette Lunas

Debit vs Credit Card

The main difference between a credit card and a debit card is how they finance a purchase. And whichever is better depends largely on your financial goals an...

15 Feb 2024
Bernadette Lunas

Record home prices defy economic indicators – here's why

When it comes to relationship breakdowns in Australia, nothing has been more apparent in recent months than the decoupling between home values and housing ma...

14 Feb 2024