About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Renters turn to shared housing to overcome supply hurdles

More and more renters are turning to alternative living setups as they grapple with the ongoing housing supply challenges.

21 Feb 2024
Bernadette Lunas

Australian Competition Tribunal green lights ANZ’s buyout of Suncorp bank unit

ANZ Group’s $4.9 billion acquisition of Suncorp’s banking arm was authorised by the Australian Competition Tribunal, overturning the decision of the...

20 Feb 2024
Bernadette Lunas

Mortgage rates slide down in anticipation of earlier-than-expected RBA cut

Several lenders continue to drop interest rates on their home loan products amid the release of more data reinforcing bets of RBA cuts happening earlier than ex...

16 Feb 2024
Bernadette Lunas

Unemployment rate hits a two-year high in January

Australia’s unemployment rate hit a two-year high as it climbed 4.1% on a seasonally adjusted basis, the latest ABS data revealed.

15 Feb 2024
Bernadette Lunas

Debit vs Credit Card

The main difference between a credit card and a debit card is how they finance a purchase. And whichever is better depends largely on your financial goals and s...

15 Feb 2024
Bernadette Lunas

Record home prices defy economic indicators – here's why

When it comes to relationship breakdowns in Australia, nothing has been more apparent in recent months than the decoupling between home values and housing marke...

14 Feb 2024
Bernadette Lunas

Valentine’s Day sparks financial scams

No rest for the wicked indeed, even on Valentine’s Day, as romance scam activities targeting unsuspecting Aussies’ wallets intensify during the mont...

13 Feb 2024
Bernadette Lunas

High cash rate spurs refinancing activity in 2023

New mortgages fell as Aussies opt to refinance in a bid to circumvent the impact of high cash rates gripping the housing market, a report revealed.

13 Feb 2024
Bernadette Lunas

Nearly 19k first home buyers benefit from NSW stamp duty relief

Thousands of first home buyers in New South Wales have saved up to $30,000 in stamp duty following reforms that lifted the concession thresholds in the state, t...

12 Feb 2024
Bernadette Lunas

Term deposit rates move in different directions in the wake of RBA pause

In the wake of RBA’s decision to keep the cash rate unchanged in February, some of Australia’s big banks and other notable players went in different...

09 Feb 2024
Bernadette Lunas

Why do home values fluctuate if there’s a chronic supply shortage?

Generally, prices tend to go higher when supply lags behind demand. But despite the ongoing housing supply shortage in Australia, home values in some markets ha...

08 Feb 2024
Bernadette Lunas

More sellers in major cities list their properties under distressed conditions

During a traditionally quiet time for residential listings, SQM Research data showed January saw an increasing number of owners who were forced to sell their pr...

07 Feb 2024