NAB Qantas Rewards Premium Card (Earn 30,000 bonus Qantas Points on a new NAB Qantas Rewards Premium Card when you spend $2,500 on everyday purchases within 60 days of account opening.*)

Purchase Rate
19.99% p.a.
Cash Advance Rate
21.74% p.a.
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Interest Free
Up to 44 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 6 months
  • Earn 30,000 bonus Qantas Points on a new NAB Qantas Rewards Premium Card when you spend $2,500 on everyday purchases within 60 days of account opening.*
  • Standard Balance Transfer Rate: 0% p.a. for 6 months. 2% BT fee applies. BT reverts to Cash Advance Rate. Minimum monthly repayments required.
  • Apply by NAB may vary or end this offer at any time.
  • Access to six complimentary insurances when you make an eligible purchase.
  • Platinum Concierge Service - your own 24 hour, 7 day personal assistant.
  • Complimentary Qantas Frequent Flyer membership.
  • Up to 44 days interest free on purchases.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • 1 Qantas Points for every $1.50 for the first $3,000 of everyday purchases on your Visa Card.

Fee & Repayments

Annual Fee $250.00
Annual Fee First Year $250.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $2.50
Interest Charged From PurchaseDate
Late Payment Fee $15.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio 1.5
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines Qantas Frequent Flyer
International Airlines Qantas

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $5.00
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Important Information *Offer commences 18 June 2018. To be eligible for the 30,000 bonus Qantas Points offer, you must apply for a new NAB Qantas Rewards Premium Card before the offer is withdrawn, be approved, and spend $2,500 on everyday purchases within 60 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Points will be credited to your points balance within 3 months of meeting the spend criteria. This bonus points offer is not available to existing customers who have received or are entitled to receive NAB Qantas Rewards Bonus Points for a new personal NAB Qantas Rewards credit card in the twelve months prior to the opening of a NAB Qantas Rewards Signature Card, NAB Qantas Rewards Premium Card or NAB Qantas Rewards Card account. 1. Interest free days on purchases If you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month. 2. Join and redeem Qantas Points Qantas Points are capped at $6,000 spend per statement period. Qantas Points will be allocated on a tiered basis over each statement period. To earn and redeem Qantas Points using your NAB Qantas Rewards Premium Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Signature Card and join through Membership and the earning and redemption of Qantas Points is subject to the Qantas Frequent Flyer program terms and conditions, available at Find out more about these rewards from Qantas at You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (i.e. where Qantas, and not its agent, is identified as the merchant on the credit card transaction): Qantas flights booked directly through and Qantas ContactCentres; Qantas flights booked through selected travel agents but processed with Qantas Airlines identified to card scheme as the relevant merchant; purchases of Qantas Frequent Flyer membership; purchases of Qantas Club membership, joining and annual fees; purchases of Qantas Gift Vouchers; and purchases made through, and Unless otherwise notified, Bonus Points will not be earned in relation to purchases from: Qantas Freight, Qantas Holidays Ltd, Qantas Business Travel Pty Ltd, other businesses or franchisees of Jetset Travelworld Ltd, Qantas Staff Travel, Jetstar Airways Pty Ltd, other Jetstar-branded businesses, or for goods or services supplied by Qantas Frequent Flyer program partners. 3. Standard Balance Transfer Rate After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74% p.a. as at 1 October 2020). Interest rates are subject to change and available at While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. 4. Included insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover. If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the insurance information booklet. For cardholders of Premium, Platinum and Signature tier cards (and certain other cards that are no longer for sale, as listed in the policy information booklet), there are six included insurance covers: international travel insurance, interstate flight inconvenience insurance, transit accident insurance, rental vehicle excess in Australia insurance, purchase protection insurance and extended warranty insurance. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 31 March 2021 which may be amended from time to time. For insurable events that occurred prior to 31 March 2021, the eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 1 September 2019. 5. This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 239KB) for full details.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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