Easy Street Financial Services
Easy Street Financial Services

Easy Standard Variable Home Loan (interest only)

Variable Rate
3.24% p.a.
Comparison Rate*
3.27% p.a.
  • Our Standard Variable home loan is packed with features:
  • - No monthly or ongoing fees
  • - 100% offset facility attached
  • - Free redraw facility, $0 minimum redraw amount
  • - Weekly, fortnightly or monthly repayments
  • - A $500 application fee (to cover your valuation and legal fees)**
  • - Borrow up to 95% of the purchase price (with Lenders Mortgage Insurance) or 80% without Lenders Mortgage Insurance.
  • All lending subject to lending guidelines. Terms and conditions, fees and charges apply - details available on application. *Rate is current as at 23/10/17 and subject to change without notice. **The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For more information visit www.easystreet.com.au

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type
Availability Owner Occupiers
Repayment Options Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $50,000.00
Max Loan Amount $1,000,000.00
Interest Rate Notes
Interest rate available for owner-occupied home loans only.


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $250.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a


Application Fee $500.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $300.00
Early Termination Fee

Break Costs

General Fee Notes:

Application fee charged and calculated on a per application, per security basis and includes cost of one valuation fee only. Subsequent valuations charged at the standard rate and could incur additional legal fees. Government charges may apply.

General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.