Australian Mutual Bank Home Loan Rates & Review

Australian Mutual Bank Home Loans as of May 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Loan purpose

Loan amount

Compare

Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Tags	Link	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Variable Basic Rate <60% LVR	5.64% p.a.	5.71% p.a.	$2,883	Principal & Interest	Variable	$0	$250	60%	Owner Occupier Variable Principal & Interest 40% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Variable Basic Rate (LVR < 70%)	5.69% p.a.	5.76% p.a.	$2,899	Principal & Interest	Variable	$0	$250	70%	Owner Occupier Variable Principal & Interest 30% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Standard Variable <60% LVR	5.74% p.a.	5.81% p.a.	$2,915	Principal & Interest	Variable	$0	$250	60%	Owner Occupier Variable Principal & Interest 40% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Variable Basic Rate (LVR < 80%)	5.74% p.a.	5.81% p.a.	$2,915	Principal & Interest	Variable	$0	$250	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Standard Variable (LVR < 70%)	5.79% p.a.	5.86% p.a.	$2,931	Principal & Interest	Variable	$0	$250	70%	Owner Occupier Variable Principal & Interest 30% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Variable Basic Rate (LVR < 90%)	5.79% p.a.	5.86% p.a.	$2,931	Principal & Interest	Variable	$0	$250	90%	Owner Occupier Variable Principal & Interest 10% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Standard Variable (LVR < 80%)	5.84% p.a.	5.92% p.a.	$2,947	Principal & Interest	Variable	$0	$250	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Owner Occupied Standard Variable (LVR < 90%)	5.89% p.a.	5.97% p.a.	$2,962	Principal & Interest	Variable	$0	$250	90%	Owner Occupier Variable Principal & Interest 10% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Basic Home Loan	5.94% p.a.	6.02% p.a.	$2,978	Principal & Interest	Variable	$0	$250	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Redraw More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank First Home Buyer Home Loan Basic	5.94% p.a.	5.98% p.a.	$2,978	Principal & Interest	Variable	$0	$0	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Principal & Interest (LVR < 60%)	5.94% p.a.	6.02% p.a.	$2,978	Principal & Interest	Variable	$0	$250	60%	Investor Variable Principal & Interest 40% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Special First Home Buyer Fixed Home Loan (P&I) (2 years)	5.94% p.a.	6.18% p.a.	$2,978	Principal & Interest	Fixed	$0	$0	80%	Owner Occupier Fixed 2 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Principal & Interest (LVR < 70%)	5.99% p.a.	6.07% p.a.	$2,995	Principal & Interest	Variable	$0	$250	70%	Investor Variable Principal & Interest 30% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Home Loans (Owner Occupied) (1 year)	6.04% p.a.	6.25% p.a.	$3,011	Principal & Interest	Fixed	$0	$250	80%	Owner Occupier Fixed 1 Year Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Home Loans (Owner Occupied) (2 years)	6.04% p.a.	6.24% p.a.	$3,011	Principal & Interest	Fixed	$0	$250	80%	Owner Occupier Fixed 2 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Principal & Interest (LVR < 80%)	6.04% p.a.	6.12% p.a.	$3,011	Principal & Interest	Variable	$0	$250	80%	Investor Variable Principal & Interest 20% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Principal & Interest (LVR < 90%)	6.09% p.a.	6.17% p.a.	$3,027	Principal & Interest	Variable	$0	$250	90%	Investor Variable Principal & Interest 10% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Home Loans (Owner Occupied) (3 years)	6.14% p.a.	6.25% p.a.	$3,043	Principal & Interest	Fixed	$0	$250	80%	Owner Occupier Fixed 3 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank First Home Buyers Standard Variable	6.19% p.a.	6.23% p.a.	$3,059	Principal & Interest	Variable	$0	$0	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Offset Redraw More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Interest Only <60% LVR	6.19% p.a.	6.08% p.a.	$2,579	Interest-only	Variable	$0	$250	60%	Investor Variable Interest-only 40% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Standard Variable Rate Home Loan	6.19% p.a.	6.27% p.a.	$3,059	Principal & Interest	Variable	$0	$250	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Offset Redraw More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Interest Only (LVR < 70%)	6.24% p.a.	6.13% p.a.	$2,600	Interest-only	Variable	$0	$250	70%	Investor Variable Interest-only 30% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Principle & Interest) (1 year)	6.29% p.a.	6.73% p.a.	$3,092	Principal & Interest	Fixed	$0	$250	80%	Investor Fixed 1 Year Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Principle & Interest) (2 years)	6.29% p.a.	6.69% p.a.	$3,092	Principal & Interest	Fixed	$0	$250	80%	Investor Fixed 2 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Interest Only (LVR < 80%)	6.29% p.a.	6.18% p.a.	$2,621	Interest-only	Variable	$0	$250	80%	Investor Variable Interest-only 20% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank GumLeaf Investment Variable Rate Interest Only (LVR < 90%)	6.34% p.a.	6.23% p.a.	$2,642	Interest-only	Variable	$0	$250	90%	Investor Variable Interest-only 10% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Principle & Interest) (3 years)	6.39% p.a.	6.68% p.a.	$3,124	Principal & Interest	Fixed	$0	$250	80%	Investor Fixed 3 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Home Loans (Owner Occupied) (5 years)	6.44% p.a.	6.38% p.a.	$3,141	Principal & Interest	Fixed	$0	$250	80%	Owner Occupier Fixed 5 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Interest Only) (1 year)	6.54% p.a.	6.74% p.a.	$2,725	Interest-only	Fixed	$0	$250	80%	Investor Fixed 1 Year Interest-only 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Interest Only) (2 years)	6.54% p.a.	6.73% p.a.	$2,725	Interest-only	Fixed	$0	$250	80%	Investor Fixed 2 Years Interest-only 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Interest Only) (3 years)	6.64% p.a.	6.74% p.a.	$2,767	Interest-only	Fixed	$0	$250	80%	Investor Fixed 3 Years Interest-only 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Principle & Interest) (5 years)	6.69% p.a.	6.77% p.a.	$3,223	Principal & Interest	Fixed	$0	$250	80%	Investor Fixed 5 Years Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Fixed Rate Investment Home Loan (Interest Only) (5 years)	6.94% p.a.	6.84% p.a.	$2,892	Interest-only	Fixed	$0	$250	80%	Investor Fixed 5 Years Interest-only 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
Australian Mutual Bank	Australian Mutual Bank Bridging Home Loan	7.65% p.a.	7.73% p.a.	$3,548	Principal & Interest	Variable	$0	$250	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Offset Redraw More details	More details	Compare

More home loans

Bare Home Loan (Basic OO P&I <90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw

Monthly repayments: $2,931

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

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Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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Australian Mutual Bank Home Loans