GMCU Home Loan Rates & Review

GMCU Home Loans as of December 2024

Loan purpose

Loan amount

Compare

Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
GMCU	GMCU Fixed Rate Owner Occupied Loan (3 years)	5.69% p.a.	6.21% p.a.	$2,899	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
GMCU	GMCU Fixed Rate Owner Occupied Loan (2 years)	5.69% p.a.	6.25% p.a.	$2,899	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
GMCU	GMCU Fixed Investment Loan (3 years)	5.99% p.a.	6.47% p.a.	$2,995	Principal & Interest	Fixed	$8	$null	80%	More details	Compare
GMCU	GMCU Fixed Investment Loan (2 years)	5.99% p.a.	6.47% p.a.	$2,995	Principal & Interest	Fixed	$8	$null	80%	More details	Compare
GMCU	GMCU Fixed Rate Owner Occupied Loan (1 year)	5.99% p.a.	6.35% p.a.	$2,995	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
GMCU	GMCU Standard Variable Owner Occupied Loan	6.19% p.a.	6.35% p.a.	$3,059	Principal & Interest	Variable	$null	$null	80%	More details	Compare
GMCU	GMCU Fixed Rate - 18 months - Special construction offer (2 years)	6.19% p.a.	7.59% p.a.	$3,059	Principal & Interest	Fixed	$8	$500	80%	More details	Compare
GMCU	GMCU Fixed Investment Loan (1 year)	6.29% p.a.	6.56% p.a.	$3,092	Principal & Interest	Fixed	$8	$null	80%	More details	Compare
GMCU	GMCU Fixed Rate - 18 months - Special construction offer (INV) (2 years)	6.39% p.a.	8.22% p.a.	$3,124	Principal & Interest	Fixed	$8	$500	80%	More details	Compare
GMCU	GMCU Standard Variable Investment Loan	6.39% p.a.	6.55% p.a.	$3,124	Principal & Interest	Variable	$null	$null	80%	More details	Compare
GMCU	GMCU Basic Variable Home Loan	7.67% p.a.	7.83% p.a.	$3,554	Principal & Interest	Variable	$8	$null	80%	More details	Compare
GMCU	GMCU Basic Variable Special Offer Plus	7.67% p.a.	7.39% p.a.	$3,554	Principal & Interest	Variable	$8	$null	80%	More details	Compare
GMCU	GMCU Basic Variable Investment Loan	8.39% p.a.	8.55% p.a.	$3,806	Principal & Interest	Variable	$8	$null	80%	More details	Compare
GMCU	GMCU Equity Access	9.33% p.a.	9.34% p.a.	$4,142	Principal & Interest	Variable	$null	$null	80%	More details	Compare

More home loans

Variable Home Loan (LVR < 90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,408

6.04% Advertised Rate (p.a.)

6.06% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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