Homestar Finance Home Loan Rates & Review

Homestar Finance Home Loans as of June 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Offset	Redraw	Ongoing Fees	Upfront Fees	Max LVR	Lump Sum Repayment	Extra Repayments	Split Loan Option	Tags	Features	Link	Compare	Promoted Product	Disclosure
HomeStar	HomeStar Star Classic Investment Variable (I/O)	6.88% p.a.	6.91% p.a.	$2,867	Interest-only	Variable			$0	$0	80%				Investor Variable Interest-only 20% Min Deposit Offset Redraw Extra Repayments More details		More details	Compare
HomeStar	HomeStar Star Blue SMSF 70 (Commercial)	6.93% p.a.	7.00% p.a.	$3,303	Principal & Interest	Variable			$395	$839	70%				Investor Variable Principal & Interest 30% Min Deposit More details		More details	Compare
HomeStar	HomeStar Star Blue SMSF 80 (Commercial)	7.03% p.a.	7.10% p.a.	$3,337	Principal & Interest	Variable			$395	$839	80%				Investor Variable Principal & Interest 20% Min Deposit More details		More details	Compare
HomeStar	HomeStar Star Classic Fixed Investment (PI) (1 year)	7.38% p.a.	6.25% p.a.	$3,455	Principal & Interest	Fixed			$0	$0	80%				Investor Fixed 1 Year Principal & Interest 20% Min Deposit Extra Repayments More details		More details	Compare

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Bare Home Loan (Basic OO P&I <90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw

Monthly repayments: $3,011

6.04% Advertised Rate (p.a.)

6.08% Comparison Rate (p.a.)

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Important Information and Comparison Rate Warning

Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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