Illawarra Credit Union

Illawarra Credit Union has been serving the Illawarra region for over 44 years. We’re local and our members are at the heart of everything we do. Since we began in 1972, our purpose has always remained the same, we’re here to help you achieve your financial goals, through every stage of your life.
Unlike banks, we value our members. When you’re part of our Credit Union you’re not just a customer, but an owner too. Our profits are reinvested into better products and services, so we can continue to offer you great rates and lower fees.

Illawarra Credit Union

Illawarra Credit Union has been serving the Illawarra region for over 44 years. We’re local and our members are at the heart of everything we do. Since we began in 1972, our purpose has always remained the same, we’re here to help you achieve your financial goals, through every stage of your life.
Unlike banks, we value our members. When you’re part of our Credit Union you’re not just a customer, but an owner too. Our profits are reinvested into better products and services, so we can continue to offer you great rates and lower fees.

2 Year Introductory Variable Home Loan

Variable
Rate 3.85
Comparison
Rate 4.71

Bare Essentials (less than $250k)

Variable
Rate 4.60
Comparison
Rate 4.65

Fixed Rate Invest Lite Loans P&I

Variable
Rate
Comparison
Rate

Fixed Rate Invest Loans P&I

Variable
Rate
Comparison
Rate

Fixed Rate Lite Loans IO

Variable
Rate
Comparison
Rate

Fixed Rate Lite Loans P&I

Variable
Rate
Comparison
Rate

Fixed Rate Loans IO

Variable
Rate
Comparison
Rate

Fixed Rate Loans P&I

Variable
Rate
Comparison
Rate

Variable Home Loan P&I

Variable
Rate 4.20
Comparison
Rate 4.24

Variable Invest Home Loan P&I

Variable
Rate 4.70
Comparison
Rate 4.75

Variable Invest Lite Home Loan P&I

Variable
Rate 5.45
Comparison
Rate 5.59

Variable Lite Home Loan P&I

Variable
Rate 5.10
Comparison
Rate 5.15

Online Personal Loan Package

1st year Fixed
Rate
Comparison
Rate.

Secured Fixed Personal Loan (new asset)

1st year Fixed
Rate
Comparison
Rate.

Secured Fixed Personal Loan (used asset)

1st year Fixed
Rate
Comparison
Rate.

Unsecured Fixed Personal Loan

1st year Fixed
Rate
Comparison
Rate.

Bonus Saver

Max Interest rate($10,000) 1 Base Interest rate($10,000) 0.05

Cash Management Account

Max Interest rate($10,000) 500 Base Interest rate($10,000) 2.00

Everyday Accounts

Max Interest rate($10,000) 1 Base Interest rate($10,000)

Everyday Lite

Max Interest rate($10,000) 1 Base Interest rate($10,000) 0.05

Everyday Plus

Max Interest rate($10,000) 1 Base Interest rate($10,000) 2.00

Saver Account

Max Interest rate($10,000) 1 Base Interest rate($10,000) 2.05

Wildlife Saver

Max Interest rate($10,000) 1 Base Interest rate($10,000) .05

Term Deposit

90 Days

1.50
1 Yr Paid
Annually 1.50

Term Deposit

90 Days

1.90
1 Yr Paid
Annually 2.00

Term Deposit

90 Days

2.00
1 Yr Paid
Annually 2.05

Term Deposit

90 Days

2.10
1 Yr Paid
Annually 2.15