In the landscape of Australian finance, Pepper Money has a commitment to offering alternatives to traditional banking. It was founded in 2000 in Australia with a vision to provide accessible financial solutions to a broader spectrum of borrowers. Over the years, the company has expanded its offerings beyond mortgages to include both personal loans and car loans.

Pepper Money operates not only in Australia but also in several other countries including Ireland, Spain, South Korea, and the United Kingdom, making it a global player in non-bank lending.

Types of Loans Provided

Pepper Money specialises in several types of loans:

  1. Home Loans: These cater to borrowers who may have difficulty obtaining financing from traditional banks due to reasons such as non-standard employment or credit history.

  2. Personal Loans: Designed to cover various personal expenses, these loans offer flexibility in repayment terms and amounts.

  3. Car Loans: Whether for personal or business use, Pepper Money provides competitive car finance options with flexible terms.