Personal Loan

General Details

Low Rate Personal Loan (Fixed, Excellent Credit)

Approved in minutes, funds settled in 24hrs. Flexible Repayment Options - Weekly, Fortnightly, Monthly. No early repayment or exit fees

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
car loan debt consolidation loan student loans unsecured personal loan secured loan boat loans caravan loans refinance personal loan medical loans collateral loans education loan green loans dental loans home renovation loans motorcycle loans car repair loans travel loan bike loans travel loans holiday loans wedding loans vehicle loans joint personal loans furniture loan home improvement loans auto loans cosmetic surgery loans jet ski loan motor home loans motorhome loans funeral loans low rate personal loan swimming pool loans pet loans veterinary loans  
Repayment Type
Principal & Interest  
Min. Loan Amount
$2,001.00  
Max. Loan Amount
$75,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
None  

Fees

Application Fee
$250.00  
-  
-  
-  
$25.00  
Monthly  
-  
$0.00  
-  
-  
Application fee is from $250. This comparison rate is based on an OurMoneyMarket A+1 unsecured personal loan of $30,000 over 5 years. Credit is subject to OurMoneyMarket Lending’s standard terms and conditions and lending criteria.
Interest Rates

Listed Rates

 
5.45%  
8.49%  
5.45% 
6.49%  
6.99%  
7.49%  
7.79%  
8.19% 
8.49%  

Comparison Rates*

6.07% 
6.07% 
6.84% 
7.34% 
7.84% 
8.14% 
8.55% 
8.85%  

Low Rate Personal Loan (Fixed, Excellent Credit)

Approved in minutes, funds settled in 24hrs. Flexible Repayment Options - Weekly, Fortnightly, Monthly. No early repayment or exit fees

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan car loan debt consolidation loan student loans unsecured personal loan secured loan boat loans caravan loans refinance personal loan medical loans collateral loans education loan green loans dental loans home renovation loans motorcycle loans car repair loans travel loan bike loans travel loans holiday loans wedding loans vehicle loans joint personal loans furniture loan home improvement loans auto loans cosmetic surgery loans jet ski loan motor home loans motorhome loans funeral loans low rate personal loan swimming pool loans pet loans veterinary loans
Repayment Type Principal & Interest
Min. Loan Amount $2,001.00
Max. Loan Amount $75,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type None
Application Fee $250.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee -
Arrears Fee $25.00
Arrears Charged Monthly
Transaction Fees -
Monthly Service Fee $0.00
Exit Fee -
Early Termination Fee -
Fee Notes Application fee is from $250. This comparison rate is based on an OurMoneyMarket A+1 unsecured personal loan of $30,000 over 5 years. Credit is subject to OurMoneyMarket Lending’s standard terms and conditions and lending criteria.
Variable  
Minimum 5.45% 
Maximum 8.49% 
1 Year Fixed 5.45% 
2 Year Fixed 6.49%  
3 Year Fixed 6.99%  
4 Year Fixed 7.49%  
5 Year Fixed 7.79%  
6 Year Fixed 8.19% 
7 Year Fixed 8.49%  
Variable Comparison 6.07% 
1 Year Fixed Comparison 6.07% 
2 Year Fixed Comparison 6.84% 
3 Year Fixed Comparison 7.34% 
4 Year Fixed Comparison 7.84% 
5 Year Fixed Comparison 8.14% 
6 Year Fixed Comparison 8.55% 
7 Year Fixed Comparison 8.85% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.