HSBC Platinum Credit Card (0% BT for 22 months with a 2% BT Fee + Annual fee refunded - if you spend $6000 on eligible purchases year after**)

Purchase Rate
19.99% p.a.
Cash Advance Rate
21.99% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 22 months
  • 0% p.a. balance transfer for 22 months from non-HSBC credit cards on application (reverting to the variable cash advance rate) with a 2% Balance Transfer Fee.
  • Annual fee refunded – if you spend $6000 on eligible purchases each year – a potential saving of $99 a year.**
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases and choose your own rewards.
  • Insurance package available including Extended Warranty, Purchase Protection, Guaranteed Pricing, Transit Accident and International Travel Insurance. Eligibility criteria and conditions apply.
  • Visa Platinum Concierge Service.
  • Up to 55 days interest-free on purchases when you pay the full balance (including any balance transfer, promotional purchases and the 0% p.a. balance transfer offer) by the due date each month.
  • Additional cardholder fee $0.
  • Offer available to new, approved customers who apply for the HSBC Platinum Credit Card by 30 June 2018.
  • Now available with Apple Pay®. Use your compatible Apple® device to tap and pay with an eligible HSBC credit card.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Every dollar you spend on purchases earns you valuable Rewards Points
  • Points can be redeemed for a range of things including homewares, gift vouchers, travel and even financial rewards - such as making a payment towards an HSBC mortgage

Fee & Repayments

Annual Fee $129.00
Annual Fee First Year $0.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 3% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1.00
Linked to Frequent Flyer