Virgin Money
Virgin Money

Virgin Money Grow Saver (Base rate 0.05%p.a. + Bonus rate 0.20% p.a. + Notice interest rate 0.45% = 0.70%p.a.*)

Base Variable Rate
0.05% p.a.
Max Variable Rate
0.70% p.a.

  • Highest variable interest rate of up to 0.70% p.a. is made up of
  • a Base Interest Rate of 0.05% p.a.;
  • a Bonus Interest Rate of 0.20% p.a.; plus
  • a Notice Interest Rate of 0.45% p.a (Lock Saver Feature).;
  • when the Lock Saver Feature is enabled and the Bonus Interest Rate is unlocked for any calendar month where the below criteria are met during that month:
  • Set up to 9 personalised savings goals
  • Joint Accounts available
  • Access to Virgin Money Rewards

Access Virgin Money transaction and savings products through the new Virgin Money mobile banking app. Anytime, anywhere.


Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Savings
Min. Opening Amount -
Min. Balance -
Monthly Account Fee $0.00
Interest
Interest Calculation Frequency Monthly
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee -
ATM Balance Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit -
EFTPOS Fee -
Debit Card Replacement Fee -

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

*Terms and conditions
The Grow Saver highest Variable Interest Rate of 0.70% p.a. is made up of • (a) a Base Interest Rate of 0.05% p.a.; • (b) a Bonus Interest Rate of 0.20% p.a. ; plus • (c) Notice Interest Rate of 0.45% p.a. (Lock Saver Feature) when the Locked Saver Feature is enabled and the Bonus Interest Rate is unlocked for any calendar month where the below criteria are met during that month: • (1) Make at least 1 deposit into your Grow Saver; and • (2) Make no more than 1 withdrawal (including any internal transfers or Pay Someone transfers) out of your Grow Saver For more information visit the Rates & Fees page.

Internet & Phone Fees

Phone Transaction Fee -
Internet Transaction Fee -
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee -
Counter Withdrawal Fee -
Free Counter Trans. Per Month
Cheque Fee -
Cheque Dishonour Fee -
Debit Item Dishonour Fee -

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee -
Overseas EFTPOS Fee -
OS Emergency Card Replacement -
Overdrawn Account Fee -
Foreign Transaction Fee