First Option Bank
First Option Bank

iT Saver

Amount Base Rate Max Rate
< $1000 0.05% 0.05%
$1000+ 0.05% 0.05%
$2000+ 0.20% 0.20%
$5000+ 0.20% 0.20%
$10000+ 0.20% 0.20%
$20000+ 0.20% 0.20%
$50000+ 0.20% 0.20%
$100000+ 0.20% 0.20%
$250000+ 0.20% 0.20%
$500000+ 0.20% 0.20%
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Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $1.00
Min. Balance $1.00
Monthly Account Fee $0.00
Interest
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $0.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

No account keeping fees. No monthly fees. No minimum monthly balance. Access funds by Internet or Phone transfer to Access Account.

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimited

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month unlimited
Cheque Fee $0.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $30.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Foreign Transaction Fee -%