First Option Bank Home Loans Rates & Review

First Option Bank Home Loans as of December 2024

Loan purpose

Loan amount

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
First Option Bank	First Option Bank Simple Home Loan 60 (OO, P&I)	5.99% p.a.	5.99% p.a.	$2,995	Principal & Interest	Variable	$null	$360	60%	More details	Compare
First Option Bank	First Option Bank Simple Home Loan 70 (OO, P&I)	6.09% p.a.	6.09% p.a.	$3,027	Principal & Interest	Variable	$null	$360	70%	More details	Compare
First Option Bank	First Option Bank Simple Home Loan 60 (OO,IO)	6.19% p.a.	6.19% p.a.	$2,579	Interest-only	Variable	$null	$360	60%	More details	Compare
First Option Bank	First Option Bank Simple Home Loan 95 (OO, P&I)	6.19% p.a.	6.19% p.a.	$3,059	Principal & Interest	Variable	$null	$360	95%	More details	Compare
First Option Bank	First Option Bank Simple Investment Home Loan 60 (INV, P&I)	6.24% p.a.	6.27% p.a.	$3,075	Principal & Interest	Variable	$null	$1,060	60%	More details	Compare
First Option Bank	First Option Bank Simple Home Loan 70 (OO,IO)	6.29% p.a.	6.29% p.a.	$2,621	Interest-only	Variable	$null	$360	70%	More details	Compare
First Option Bank	First Option Bank Simple Investment Home Loan 70 (INV, P&I)	6.34% p.a.	6.37% p.a.	$3,108	Principal & Interest	Variable	$null	$1,060	70%	More details	Compare
First Option Bank	First Option Bank Simple Home Loan 95 (OO,IO)	6.39% p.a.	6.39% p.a.	$2,663	Interest-only	Variable	$null	$360	95%	More details	Compare
First Option Bank	First Option Bank Simple Investment Home Loan 95 (INV, P&I)	6.44% p.a.	6.47% p.a.	$3,141	Principal & Interest	Variable	$null	$1,060	95%	More details	Compare
First Option Bank	First Option Bank Simple Investment Home Loan 60 (INV,IO)	6.44% p.a.	6.47% p.a.	$2,683	Interest-only	Variable	$null	$1,060	60%	More details	Compare
First Option Bank	First Option Bank Simple Investment Home Loan 70 (INV,IO)	6.54% p.a.	6.57% p.a.	$2,725	Interest-only	Variable	$null	$1,060	70%	More details	Compare
First Option Bank	First Option Bank Simple Investment Home Loan 95 (INV,IO)	6.64% p.a.	6.67% p.a.	$2,767	Interest-only	Variable	$null	$1,060	95%	More details	Compare

More home loans

Variable Home Loan (LVR < 90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,408

6.04% Advertised Rate (p.a.)

6.06% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

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