First Option Bank Home Loans as of February 2026
Monthly repayment below is based on a $500,000 loan amount over 30 years.
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.39% p.a. | 5.75% p.a. | $2,805 | Principal & Interest | Variable | $375 | $360 | 60% | |||||||||||||
5.39% p.a. | 5.75% p.a. | $2,805 | Principal & Interest | Variable | $375 | $360 | 60% | |||||||||||||
5.44% p.a. | 5.80% p.a. | $2,820 | Principal & Interest | Variable | $375 | $360 | 70% | |||||||||||||
5.49% p.a. | 5.85% p.a. | $2,836 | Principal & Interest | Variable | $375 | $360 | 95% | |||||||||||||
5.49% p.a. | 5.85% p.a. | $2,836 | Principal & Interest | Variable | $375 | $360 | 95% | |||||||||||||
5.49% p.a. | 5.49% p.a. | $2,836 | Principal & Interest | Variable | $0 | $360 | 60% | |||||||||||||
5.49% p.a. | 5.49% p.a. | $2,836 | Principal & Interest | Variable | $0 | $360 | 60% | |||||||||||||
5.59% p.a. | 5.95% p.a. | $2,329 | Interest-only | Variable | $375 | $360 | 60% |
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning
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