First Option Bank Home Loans as of August 2025

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.49% p.a.
5.49% p.a.
$2,836
Principal & Interest
Variable
$0
$360
60%
  • No application, ongoing or monthly fees
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • More details
5.49% p.a.
5.49% p.a.
$2,836
Principal & Interest
Variable
$0
$null
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • More details
5.59% p.a.
5.59% p.a.
$2,867
Principal & Interest
Variable
$0
$null
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • More details
5.59% p.a.
5.59% p.a.
$2,867
Principal & Interest
Variable
$0
$360
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • More details
5.64% p.a.
6.00% p.a.
$2,883
Principal & Interest
Variable
$375
$null
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Offset
  • Redraw
  • More details
5.64% p.a.
6.00% p.a.
$2,883
Principal & Interest
Variable
$375
$null
60%
  • 100% Offset
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • More details
5.69% p.a.
5.69% p.a.
$2,371
Interest-only
Variable
$0
$360
60%
  • Owner Occupier
  • Variable
  • Interest-only
  • 40% Min Deposit
  • Redraw
  • More details
5.69% p.a.
5.69% p.a.
$2,899
Principal & Interest
Variable
$0
$null
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • More details
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

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