Macquarie Bank
Macquarie Bank

Macquarie Savings Account

Amount Base Rate Max Rate
< $1000 1.35% 1.35%
$1000+ 1.35% 1.35%
$2000+ 1.35% 1.35%
$5000+ 1.35% 1.35%
$10000+ 1.35% 1.35%
$20000+ 1.35% 1.35%
$50000+ 1.35% 1.35%
$100000+ 1.35% 1.35%
$250000+ 0.95% 0.95%
$500000+ 0.95% 0.95%
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Earn a welcome variable rate on the first $250,000 deposited, for the first four months after opening your new Savings Account. After four months, our competitive standard stepped variable rates apply, based on your balance.

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Earn a welcome variable rate on the first $250,000 deposited, for the first four months after opening your new Savings Account. After four months, our competitive standard stepped variable rates apply, based on your balance.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $0.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

No overdraft facility on Macquarie savings account - however, if the account is in negative balance, customer will be charged the overdrawn interest rate of 16.40%

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimitted

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month unlimitted
Cheque Fee $10.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Foreign Transaction Fee 0.00%