Macquarie Bank
Macquarie Bank

Macquarie Transaction Account

Amount Base Rate Max Rate
< $1000 0.00% 0.00%
$1000+ 0.00% 0.00%
$2000+ 0.00% 0.00%
$5000+ 0.20% 0.20%
$10000+ 0.20% 0.20%
$20000+ 0.20% 0.20%
$50000+ 0.20% 0.20%
$100000+ 0.20% 0.20%
$250000+ 0.20% 0.20%
$500000+ 0.20% 0.20%
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For base rate, we need a tier for $25k above as we pay a higher interest rate of 2.30%

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Trans
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
For base rate, we need a tier for $25k above as we pay a higher interest rate of 2.30%
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee -
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $2,000.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

No overdraft facility on Macquarie transaction account - however, if the account is in negative balance, customer will be charged the overdrawn interest rate of 16.40%

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimitted

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month unlimitted
Cheque Fee $10.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $5.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Overdrawn Account Fee -
Foreign Transaction Fee