About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Australian wages rise 0.8% over the March quarter

Australians have continued to receive real pay increases after wage growth maintained its edge ahead of inflation in the first quarter of 2024. But the latest d...

15 May 2024
Bernadette Lunas

What to expect in the 2024 Federal Budget

Tax cuts and subsidies – these are the big-ticket items highly anticipated to be delivered in this year’s Federal Budget.

13 May 2024
Bernadette Lunas

How To Pay Off Your Home Loan Early

Mortgages typically last 25 to 30 years, but it doesn’t mean you must carry this debt for that long. Here are some useful ways to pay off your loan and ow...

10 May 2024
Bernadette Lunas

Banks unveil major boosts on term deposit rates

Term depositors are in for a treat as Australia’s largest bank led this week’s term deposit increases, while other providers unveiled new market-lea...

10 May 2024
Bernadette Lunas

Reserve Bank holds cash rate despite concerns over stubborn inflation

Australian borrowers have been granted another reprieve as the Reserve Bank of Australia (RBA) elected to leave the cash rate unchanged at 4.35%.

07 May 2024
Bernadette Lunas

Lenders drop home loan rates ahead of RBA meeting

Small lenders got a headstart on dropping their home loan rates in anticipation of another cash rate hold at next week’s RBA meeting.

03 May 2024
Bernadette Lunas

Building approvals rebound after a three-month decline

The government’s goal of building 1.2 million homes over the next five years has gotten a slight push following the rebound in building approvals in March...

02 May 2024
Bernadette Lunas

Chronic undersupply pushes property prices up 0.6%

Australian property prices continue to rise unabated, hitting another record high amid insufficient supply.

01 May 2024
Bernadette Lunas

Big home loan lenders drop variable rates

Two of the country’s major home loan lenders cut variable rates ahead of the reveal that the inflation rate came in hotter than anticipated.

26 Apr 2024
Bernadette Lunas

Banks boost term deposits ahead of expected RBA rate cut delay

Three banks joined the ‘5% p.a. club’ this week after hiking the rates on their term deposit products.

26 Apr 2024
Bernadette Lunas

Australia’s headline inflation heats up in March quarter

Headline inflation in Australia rose faster than expected in the March quarter, dimming hopes the RBA will deliver an early cash rate cut. 

24 Apr 2024
Bernadette Lunas

To what extent did pandemic-era RBA policies affect the home loan market?

New RBA research found the increase in the average mortgage rate lagged behind the recent cash rate hikes.

23 Apr 2024