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The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years.
The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.
Unsecured Personal Loans
An unsecured loan allows you to access extra funds without needing to put up an asset as collateral. Bear in mind that they may carry a higher interest rate than secured personal loans, as there is no asset for the lender to recover if you default on repayments.
Our comparison table details the maximum cost, minimum monthly repayments and current interest rates for unsecured loans from a range of banks and credit unions.