Bank First
Bank First

Complete Home Loan - Owner Occupied >90% LVR

Fixed Rates: All Terms (p.a.)
Variable Rate
3.51% p.a.
Comparison Rate*
3.56% p.a.
Term Fixed Rate Comparison Rate*
1 Year 2.79% 3.50%
2 Year 2.79% 3.44%
3 Year 2.79% 3.38%
4 Year 3.04% 3.41%
5 Year 3.04% 3.38%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$5,000.00
$10,000,000.00
Application Fee
$1,150.00
Borrow upto
of property value
95%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 0
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $5,000.00
Max Loan Amount $10,000,000.00
Interest Rate Notes
Available for 1-5 and 10 year terms. Monthly repayments only during interest only term. Capped at 10 years over the term of the loan.

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $600.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $500.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period Same business day
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 8
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing $0.00

Fees

Application Fee $1,150.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $395.00
Early Termination Fee No early repayment penalty.

Break Costs

Fixed Rate Break Cost applicable if loan repaid in full during fixed interest period.

General Fee Notes:

Application fee = $300 Establishment fee and $400 Security Administration fee and $450 Construction Administration fee. Arrears administration fee payable if loan is 7 days in arrears.

General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.