Bank First
Bank First

Complete Home Loan - Owner Occupied - First Home Buyer ≤80% LVR

Variable Rate
3.46% p.a.
Comparison Rate*
3.50% p.a.
  • First Home Buyers' Package is available on the Complete Home Loan. Benefits include:
  • -Ability to borrow up to 98% of the value of the property (Conditions Apply).
  • -May borrow 100% with Family Guarantee (Conditions Apply).
  • -No Personal Loan Establishment Fee.
  • -No Transaction Fees (charges may apply at non-CBA ATM's).
  • -Premium CGU insurance Policies (Conditions Apply).
  • -Pre-approved Visa Classic Credit Card (A $5,000 limit will be approved to eligible applicants, higher limits will be considered upon request).
  • Further information, terms and conditions available on website.

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 0
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $5,000.00
Max Loan Amount $10,000,000.00
Interest Rate Notes


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $600.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $500.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period Same business day
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 8
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing $0.00


Application Fee $400.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $395.00
Early Termination Fee No early repayment penalty.

Break Costs

General Fee Notes:

Application Fee = $0 Establishment fee and $400 Security Administration fee. Arrears administration fee payable if loan is 7 days in arrears.

General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.