MOVE Bank Home Loan Rates & Review

MOVE Bank Home Loans as of September 2025

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Loan purpose

Loan amount

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Tags	Link	Compare
MOVE Bank	MOVE Bank Everyday Home Fixed (Principal & Interest) <95% (2 years)	4.99% p.a.	5.32% p.a.	$2,681	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 2 Years Principal & Interest 5% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Home Fixed (Principal & Interest) <95% (3 years)	5.04% p.a.	5.30% p.a.	$2,696	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 3 Years Principal & Interest 5% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Home Fixed (Principal & Interest) <95% (1 year)	5.14% p.a.	5.37% p.a.	$2,727	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 1 Year Principal & Interest 5% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Investment Fixed (Principal & Interest) LVR <90% (2 years)	5.14% p.a.	5.47% p.a.	$2,727	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 2 Years Principal & Interest 10% Min Deposit Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Investment Fixed (Principal & Interest) LVR <90% (3 years)	5.19% p.a.	5.45% p.a.	$2,742	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 3 Years Principal & Interest 10% Min Deposit Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan Fixed (Principal & Interest) LVR <95% (2 years)	5.19% p.a.	5.52% p.a.	$2,742	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 2 Years Principal & Interest 5% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan Fixed (Principal & Interest) LVR <95% (3 years)	5.24% p.a.	5.50% p.a.	$2,758	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 3 Years Principal & Interest 5% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Home Fixed (Principal & Interest) <95% (5 years)	5.29% p.a.	5.37% p.a.	$2,773	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 5 Years Principal & Interest 5% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Investment Fixed (Principal & Interest) LVR <90% (1 year)	5.29% p.a.	5.52% p.a.	$2,773	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 1 Year Principal & Interest 10% Min Deposit Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Home Loan (Principal & Interest) LVR <80%	5.34% p.a.	5.39% p.a.	$2,789	Principal & Interest	Variable	$0	$600	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan Fixed (Principal & Interest) LVR <95% (1 year)	5.34% p.a.	5.57% p.a.	$2,789	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 1 Year Principal & Interest 5% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Investment Loan Fixed (Principal & Interest) LVR <90% (2 years)	5.34% p.a.	5.67% p.a.	$2,789	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 2 Years Principal & Interest 10% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Home Loan (Principal & Interest) LVR 80-90%	5.39% p.a.	5.44% p.a.	$2,805	Principal & Interest	Variable	$0	$600	90%	Owner Occupier Variable Principal & Interest 10% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Offset Investment Loan Fixed (Principal & Interest) LVR <90% (3 years)	5.39% p.a.	5.65% p.a.	$2,805	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 3 Years Principal & Interest 10% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Investment Fixed (Principal & Interest) LVR <90% (5 years)	5.44% p.a.	5.52% p.a.	$2,820	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 5 Years Principal & Interest 10% Min Deposit Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Home Loan (Principal & Interest) LVR 90-95%	5.49% p.a.	5.54% p.a.	$2,836	Principal & Interest	Variable	$0	$600	95%	Owner Occupier Variable Principal & Interest 5% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Investment Loan (Principal & Interest) LVR 80%-90%	5.49% p.a.	5.54% p.a.	$2,836	Principal & Interest	Variable	$0	$600	90%	Investor Variable Principal & Interest 10% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Everyday Investment Loan (Principal & Interest) LVR <80%	5.49% p.a.	5.54% p.a.	$2,836	Principal & Interest	Variable	$0	$600	80%	Investor Variable Principal & Interest 20% Min Deposit Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan Fixed (Principal & Interest) LVR <95% (5 years)	5.49% p.a.	5.57% p.a.	$2,836	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 5 Years Principal & Interest 5% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Investment Loan Fixed (Principal & Interest) LVR <90% (1 year)	5.49% p.a.	5.72% p.a.	$2,836	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 1 Year Principal & Interest 10% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan (Principal & Interest) LVR <80%	5.54% p.a.	5.59% p.a.	$2,852	Principal & Interest	Variable	$0	$600	80%	Owner Occupier Variable Principal & Interest 20% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan (Principal & Interest) LVR 80-90%	5.59% p.a.	5.64% p.a.	$2,867	Principal & Interest	Variable	$0	$600	90%	Owner Occupier Variable Principal & Interest 10% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Investment Loan Fixed (Principal & Interest) LVR <90% (5 years)	5.64% p.a.	5.72% p.a.	$2,883	Principal & Interest	Fixed	$0	$600	90%	Investor Fixed 5 Years Principal & Interest 10% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan (Principal & Interest) LVR 90-95%	5.69% p.a.	5.74% p.a.	$2,899	Principal & Interest	Variable	$0	$600	95%	Owner Occupier Variable Principal & Interest 5% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Investment Loan (Principal & Interest) LVR 80%-90%	5.69% p.a.	5.74% p.a.	$2,899	Principal & Interest	Variable	$0	$600	90%	Investor Variable Principal & Interest 10% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Offset Home Loan Fixed (Principal & Interest) LVR <95% (4 years)	6.24% p.a.	6.01% p.a.	$3,075	Principal & Interest	Fixed	$0	$600	95%	Owner Occupier Fixed 4 Years Principal & Interest 5% Min Deposit Offset Redraw More details	More details	Compare
MOVE Bank	MOVE Bank Standard Variable Rate Home Loan	7.15% p.a.	7.20% p.a.	$3,377	Principal & Interest	Variable	$0	$600	95%	Owner Occupier Variable Principal & Interest 5% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare
MOVE Bank	MOVE Bank Standard Variable Rate Investment Loan (Principal & Interest) LVR <90%	7.74% p.a.	7.79% p.a.	$3,579	Principal & Interest	Variable	$0	$600	90%	Investor Variable Principal & Interest 10% Min Deposit Offset Redraw Extra Repayments More details	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,219

5.29% Advertised Rate (p.a.)

5.33% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

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