Newcastle Permanent Building Society
Newcastle Permanent Building Society

Bridging Loan

Fixed Rates: All Terms (p.a.)
Variable Rate
4.90% p.a.
Comparison Rate*
4.94% p.a.
Term Fixed Rate Comparison Rate*
1 Year 4.90% 4.94%
Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 0
Max Loan Term 1
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance -%
Min Loan Amount $0.00
Max Loan Amount $10,000,000.00
Interest Rate Notes
The interest rate is fixed however the maximum term for a Bridging Loan is variable up to 12 months. If you can’t sell your current property within 12 months of funding the Bridging Loan we may treat this as default of the loan terms and take action to ensure the sale of the property. You may be required to pay a 2% higher rate until the default is resolved.


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount $0.00
Redraw Fee $0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a


Application Fee $595.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee -
Early Termination Fee

Break Costs

General Fee Notes:

General Notes:

The maximum term for a Bridging Loan is 12 months.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.