Defence Bank Home Loans as of July 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
6.24% p.a.
6.24% p.a.
$3,075
Principal & Interest
Variable
$8
$480
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
6.59% p.a.
6.99% p.a.
$3,190
Principal & Interest
Fixed
$380
$0
80%
  • Investor
  • Fixed 1 Year
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.69% p.a.
7.00% p.a.
$2,788
Interest-only
Fixed
$380
$0
80%
  • Investor
  • Fixed 1 Year
  • Interest-only
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.69% p.a.
6.98% p.a.
$3,223
Principal & Interest
Fixed
$380
$0
80%
  • Investor
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.75% p.a.
6.97% p.a.
$3,243
Principal & Interest
Fixed
$380
$0
80%
  • Investor
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.75% p.a.
6.96% p.a.
$3,243
Principal & Interest
Fixed
$380
$0
80%
  • Investor
  • Fixed 4 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.75% p.a.
6.94% p.a.
$3,243
Principal & Interest
Fixed
$380
$0
80%
  • Investor
  • Fixed 5 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.79% p.a.
6.88% p.a.
$3,256
Principal & Interest
Variable
$8
$480
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
More home loans
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Important Information and Comparison Rate Warning

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