HSBC Bank Australia Ltd is a subsidiary of The Hongkong and Shanghai Banking Corporation limited and HSBC Group. This is one of the largest banking and finance groups in the world, operating over five continents and in 65 countries. It has more than 6000 branches servicing 51 million customers and is the 7th largest bank in the world.
HSBC Australia established operations in Australia in 1965. It was awarded a commercial licence in 1986 and now employs more than 2,000 staff.
The bank has 45 branches and specialises in loans, accounts and cards for expats and non-citizens living in Australia. HSBC is also popular with Australians living in Hong Kong and other overseas countries.
HSBC customers get fee-free access to 3000 ATMs owned by HSBC, Westpac, St. George, Bank of Melbourne and BankSA in Australia.
HSBC's SWIFT code: HKBAAU2S
HSBC Bank Australia Ltd is a subsidiary of The Hongkong and Shanghai Banking Corporation limited and HSBC Group. This is one of the largest banking and finance groups in the world, operating over five continents and in 65 countries. It has more than 6000 branches servicing 51 million customers and is the 7th largest bank in the world.
HSBC Australia established operations in Australia in 1965. It was awarded a commercial licence in 1986 and now employs more than 2,000 staff.
The bank has 45 branches and specialises in loans, accounts and cards for expats and non-citizens living in Australia. HSBC is also popular with Australians living in Hong Kong and other overseas countries.
HSBC customers get fee-free access to 3000 ATMs owned by HSBC, Westpac, St. George, Bank of Melbourne and BankSA in Australia.
HSBC's SWIFT code: HKBAAU2S
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Rate 3.37 |
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Rate 2.99 |
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Rate 3.41 |
Variable
Rate 2.47 |
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Rate 2.48 |
Variable
Rate 2.67 |
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Rate 2.55 |
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Rate 2.57 |
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Rate 2.58 |
Variable
Rate 1.97 |
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Rate 1.98 |
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Rate 2.37 |
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Rate 2.23 |
Variable
Rate 2.27 |
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Rate 2.28 |
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Rate 3.78 |
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Rate 2.79 |
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Rate 3.21 |
Variable
Rate 2.67 |
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Rate 3.11 |
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Rate 2.27 |
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Rate 2.72 |
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Rate 2.37 |
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Rate 2.81 |
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Rate 2.79 |
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Rate 3.21 |
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Rate 3.04 |
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Rate 3.26 |
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Rate 2.99 |
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Rate 3.41 |
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Rate 2.54 |
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Rate 2.97 |
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Rate 3.04 |
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Rate 3.26 |
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Rate 2.64 |
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Rate 3.17 |
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Rate 3.47 |
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Rate 3.52 |
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Rate 3.72 |
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Rate 3.61 |
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Rate 3.57 |
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Rate 3.62 |
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Rate 3.16 |
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Rate 3.36 |
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Rate 3.26 |
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Rate 3.31 |
1st year Fixed
Rate 8.50 |
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Rate. 9.06 |
Purchase
Rate 12.99 |
Annual
Fee $99.00 |
Purchase
Rate 19.99 |
Annual
Fee $129.00 |
Purchase
Rate 19.99 |
Annual
Fee $99.00 |
Max Interest rate($10,000) | Base Interest rate($10,000) |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.05 |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.15 |
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0.40 |
1 Yr Paid
Annually 0.90 |
90 Days
0.40 |
1 Yr Paid
Annually 0.90 |
HSBC has two everyday accounts to select from.
This multi-currency account includes everything you need for your everyday banking. With the Everyday Global account, you pay $0 in monthly service fees and transaction fees and nothing for withdrawing money from a HSBC ATM. Enjoy extra benefits with Everyday Extras when you deposit $2,000 or more each month. You have the ability to pay in local currency if you are travelling. You can also buy, hold and spend in up to 10 currencies.
Included with this account is an Everyday Global Visa Debit card and access to online and mobile banking.
This is a straightforward everyday bank account, that is suitable for those with a Commonwealth Seniors Health card, Health Care card, Pensioner Concession card or other government concession card. There are no monthly account service fees and no minimum deposit is required. You can use your own money when shopping in-store, online and overseas with your HSBC Visa Debit Card. There’s no ATM withdrawal fees at any HSBC ATMs or other banks that offer free ATM access.
HSBC Australia offer two savings accounts and a Term Deposit account.
The Flexi Saver account offers a monthly bonus if you increase your balance by a minimum $300. It also offers easy access to your money at any time. There is a $0 minimum opening balance and no ongoing balance required. There is also no monthly account fee.
The Serious Saver is an online savings account that offers a great four month introductory variable interest rate. In order to be able to transfer money in and out of this account, it must be linked to your nominated transaction account. There is $0 minimum or ongoing balance required and no monthly account fee.
HSBC Australian dollar term deposits are perfect for short term or long term savings. Terms range from 1 month to 5 years. This account offers fixed interest rates with a minimum opening balance of $5000 and no monthly account fee.
HSBC keeps its credit card products simple, for ease of use. There are four main cards on offer.
HSBC’s Platinum card holds the most amount of benefits.
Highlights
Receive Qantas Frequent flyer points with this card.
Highlights
Highlights
HSBCs Mastercard is accepted at over 32 million locations worldwide and gives customers choice of two rewards systems: HSBC Rewards Plus Program with no annual fee
or HSBC Qantas Rewards Program that earns up to 40,000 Qantas Frequent Flyer bonus points.
Highlights
This home loan offers a great variable rate. It comes with a personal HSBC Relationship Manager, who can guide you through the home loan process. Customers can make extra repayments without having to pay fees and a free redraw facility is available on any extra repayments you may have made. There are no monthly service fees, however there is a $600 establishment fee that can be waived with the promotional offer.
If you combine your Standard Variable home loan with an offset account, you can save on interest. This home loan can be used for existing properties or as a construction loan. You can make extra repayments and have free redraw available on any extra repayments. Again, customers will be provided with a Relationship Manager. Use your Debit card for easy access to your home loan. If you add the HSBC home loan package for a $390 annual fee, you can enjoy a $0 establishment fee, $0 valuation fee and $0 settlement fee.
Choosing a Fixed Rate Home Loan means you will always know what your repayments with be for your selected term. HSBC has a number of competitive rates to choose from. You can make up to $10,000 extra repayments per year and split your loan with a HSBC variable loan. Add the HSBC home loan package for $390 annual fee and enjoy a $0 establishment fee, $0 valuation fee and $0 settlement fee. You will receive a discount on the fixed rate by adding this home loan package, however break costs may apply if you choose to exit early.
HSBC has a personal loan for every situation.
HSBC’s unsecured personal loan can be taken under one to five year terms and customers can borrow from $5,000 to $50,000.
Highlights
Used for new or used cars, with terms from one to five years.
HSBC also offer a
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