Easy online personal loans in February

The best online loans have easy application, quick approval and fast funding.


Here are some of the top online loans now available on InfoChoice.

The MoneyPlace Unsecured personal Loan for Good Credit rating has a current rate of 13.79% pa (comparison rate 15.07% pa). MoneyPlace loans have no monthly fees or early repayment fees and lower rates for better credit. MoneyPlace is completely online – apply using your phone, tablet or computer.

Check out MoneyPlace’s current interest rates and fees at InfoChoice.

The NOW Finance personal loan for excellent credit has a minimum fixed rate of 7.95% pa (comparison rate from 10.33% pa) with a $13 monthly fee. There is a maximum loan amount of $40,000 and max term of 7 years.

Check out NOW Finance current interest rates and fees at InfoChoice.

The Symple Loans Personal Loan can approve you in minutes and fund you by the next working day. You can borrow up to $50,000 at rates starting at 5.75 per cent p.a. (6.89 per cent p.a. comparison). There’s no early repayment fee, but there’s a loan establishment fee of one to five per cent of the principal amount.

Check out Symple Loans current interest rates and fees at InfoChoice.

The Harmoney Unsecured Personal Loan offers borrowers amounts between $2,000 and $7,000, with repayment terms of between three and five years. Interest rates start at 6.99 per cent p.a. (comparison rate 7.69 per cent p.a.) and there’s an establishment fee of $500 ($200 for loans below $2,000). You can make flexible repayments and pay the loan off early with no penalties.

Check out Harmoney’s current interest rates and fees at InfoChoice.

The RateSetter Unsecured Personal Loan has variable rates starting at 6.79% pa (comparison rates from 8.46% pa). RateSetter specialise in low rate personal loans from $2,001 to $45,000 for terms from 6 months to 5 years. RateSetter offer personalised rates in 1 minute, without affecting your credit score. RateSetter boasts fast online application and loan completion process with funds available in as little as 24 hours.

Check out RateSetter’s current interest rates and fees at InfoChoice.

Read InfoChoice’s quick guide on how to get a fast online loan.

Compare these loans with other personal loans at InfoChoice

The products compared in this article are chosen from a range of offers available to us and are not representative of all the products available in the market and influenced by a range of factors including interest rates, product costs and commercial and sponsorship arrangements

InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.

The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us.  You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.

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