First Option Bank Personal Loan Rates & Review

First Option Bank Personal Loans as of September 2025

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Lender	Advertised rate	Comparison rate*	Monthly repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Application Fee	Total Repayment	as ofSeptember 16, 2025

	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (1 Year)
Car Loan Fixed Rate (1 Year) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (2 Years)
Car Loan Fixed Rate (2 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (3 Years)
Car Loan Fixed Rate (3 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (4 Years)
Car Loan Fixed Rate (4 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (5 Years)
Car Loan Fixed Rate (5 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (6 Years)
Car Loan Fixed Rate (6 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (7 Years)
Car Loan Fixed Rate (7 Years) More details
	13.99^%_p.a.	14.25^%_p.a.	^$683	Variable	Unsecured	^$0	^$0	^$175	N/A	More details
	Personal Loans
Personal Loans More details

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First Option Bank Personal Loans

First Option Bank Personal Loans as of September 2025

Car Loan Fixed Rate (1 Year)

Car Loan Fixed Rate (1 Year)

Car Loan Fixed Rate (2 Years)

Car Loan Fixed Rate (2 Years)

Car Loan Fixed Rate (3 Years)

Car Loan Fixed Rate (3 Years)

Car Loan Fixed Rate (4 Years)

Car Loan Fixed Rate (4 Years)

Car Loan Fixed Rate (5 Years)

Car Loan Fixed Rate (5 Years)

Car Loan Fixed Rate (6 Years)

Car Loan Fixed Rate (6 Years)

Car Loan Fixed Rate (7 Years)

Car Loan Fixed Rate (7 Years)

Personal Loans

Personal Loans

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