Heritage Bank
Heritage Bank

Online Saver

Base Variable Rate
.25% p.a.
Max Variable Rate
.35% p.a.

*The Bonus Intro Rate is the current standard variable rate plus a 4 month Bonus Intro Rate, and applies only on balances up to $100,000. The standard variable rate applies to amounts over $100,000.To qualify, new members must open an Online Saver account with a linked eligible account within sixty (60) days of membership opening. An eligible account means a Simply Access (S1), Pension Plus (S65) or Business Cheque (S13) account. The Bonus Intro Rate applies for 4 months starting on the day the online saver account is opened, after which the Bonus Intro Rate will no longer apply. The Bonus Intro Rate is available only to new members, and is limited to one (1) online saver (S26) account per member (either as a joint or single account holder).

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $1.00
Min. Balance $1.00
Monthly Account Fee $0.00
Interest
*The Bonus Intro Rate is the current standard variable rate plus a 4 month Bonus Intro Rate, and applies only on balances up to $100,000. The standard variable rate applies to amounts over $100,000.To qualify, new members must open an Online Saver account with a linked eligible account within sixty (60) days of membership opening. An eligible account means a Simply Access (S1), Pension Plus (S65) or Business Cheque (S13) account. The Bonus Intro Rate applies for 4 months starting on the day the online saver account is opened, after which the Bonus Intro Rate will no longer apply. The Bonus Intro Rate is available only to new members, and is limited to one (1) online saver (S26) account per member (either as a joint or single account holder).
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit -
EFTPOS Fee $0.00
Debit Card Replacement Fee -

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

Full interest rate details can be located at: https://www.heritage.com.au/banking/accounts/online-saver

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month
Cheque Fee $10.00
Cheque Dishonour Fee $10.00
Debit Item Dishonour Fee $10.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $5.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee -
OS Emergency Card Replacement $200.00
Overdrawn Account Fee $10.00
Foreign Transaction Fee 3%