Heritage Bank Personal Loans Rates & Review

Heritage Bank Personal Loans as of August 2025

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Lender	Advertised rate	Comparison rate*	Monthly repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Application Fee	Total Repayment	as ofAugust 18, 2025

	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (3 Years)
Green Car Loan - Fixed (3 Years) More details
	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (6 Years)
Green Car Loan - Fixed (6 Years) More details
	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (7 Years)
Green Car Loan - Fixed (7 Years) More details
	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (1 Year)
Green Car Loan - Fixed (1 Year) More details
	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (2 Years)
Green Car Loan - Fixed (2 Years) More details
	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (4 Years)
Green Car Loan - Fixed (4 Years) More details
	5.69^%_p.a.	6.04^%_p.a.	^$606	Fixed	Secured	N/A	^$0	^$250	N/A	More details
	Green Car Loan - Fixed (5 Years)
Green Car Loan - Fixed (5 Years) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (7 Years)
Car Loan (7 Years) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (4 Years)
Car Loan (4 Years) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (3 Years)
Car Loan (3 Years) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (2 Years)
Car Loan (2 Years) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (1 Year)
Car Loan (1 Year) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (6 Years)
Car Loan (6 Years) More details
	6.49^%_p.a.	6.84^%_p.a.	^$613	Fixed	Secured	^$0	^$0	^$250	N/A	More details
	Car Loan (5 Years)
Car Loan (5 Years) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (1 Year)
Standard Personal Loan - Unsecured (1 Year) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (2 Years)
Standard Personal Loan - Unsecured (2 Years) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (3 Years)
Standard Personal Loan - Unsecured (3 Years) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (4 Years)
Standard Personal Loan - Unsecured (4 Years) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (7 Years)
Standard Personal Loan - Unsecured (7 Years) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (5 Years)
Standard Personal Loan - Unsecured (5 Years) More details
	8.99^%_p.a.	9.35^%_p.a.	^$636	Fixed	Unsecured	^$0	^$0	^$250	N/A	More details
	Standard Personal Loan - Unsecured (6 Years)
Standard Personal Loan - Unsecured (6 Years) More details

Important Information and Comparison Rate Warning

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Heritage Bank Personal Loans

Heritage Bank Personal Loans as of August 2025

Green Car Loan - Fixed (3 Years)

Green Car Loan - Fixed (3 Years)

Green Car Loan - Fixed (6 Years)

Green Car Loan - Fixed (6 Years)

Green Car Loan - Fixed (7 Years)

Green Car Loan - Fixed (7 Years)

Green Car Loan - Fixed (1 Year)

Green Car Loan - Fixed (1 Year)

Green Car Loan - Fixed (2 Years)

Green Car Loan - Fixed (2 Years)

Green Car Loan - Fixed (4 Years)

Green Car Loan - Fixed (4 Years)

Green Car Loan - Fixed (5 Years)

Green Car Loan - Fixed (5 Years)

Car Loan (7 Years)

Car Loan (7 Years)

Car Loan (4 Years)

Car Loan (4 Years)

Car Loan (3 Years)

Car Loan (3 Years)

Car Loan (2 Years)

Car Loan (2 Years)

Car Loan (1 Year)

Car Loan (1 Year)

Car Loan (6 Years)

Car Loan (6 Years)

Car Loan (5 Years)

Car Loan (5 Years)

Standard Personal Loan - Unsecured (1 Year)

Standard Personal Loan - Unsecured (1 Year)

Standard Personal Loan - Unsecured (2 Years)

Standard Personal Loan - Unsecured (2 Years)

Standard Personal Loan - Unsecured (3 Years)

Standard Personal Loan - Unsecured (3 Years)

Standard Personal Loan - Unsecured (4 Years)

Standard Personal Loan - Unsecured (4 Years)

Standard Personal Loan - Unsecured (7 Years)

Standard Personal Loan - Unsecured (7 Years)

Standard Personal Loan - Unsecured (5 Years)

Standard Personal Loan - Unsecured (5 Years)

Standard Personal Loan - Unsecured (6 Years)

Standard Personal Loan - Unsecured (6 Years)

Latest Heritage Bank News

Fixed home loans slide further as NAB, ANZ slash rates

Heritage & People's Choice decide on a new name - finally

Heritage and People's Choice members agree to merge

Latest Lending News

RBA rate cut August 2025 - Is your lender passing it on?

How long does home loan approval take?

What Is a Comparison Rate for Home Loans?

RBA rate cut May 2025 - Is your lender passing it on?

Compare More Heritage Bank Products

Personal Loan Comparison & Tools

Personal Loan Lenders' Rates

Important Information

Editorial Integrity

Advertiser Disclosure

Product Coverage and Sort Order

Comparison Rate Warning and Base Criteria

Monthly Repayment Figures

Related Brands

General Advice Disclosure