Heritage Bank Home Loans Rates & Review

Heritage Bank Home Loans as of December 2024

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Loan amount

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
Heritage Bank	Heritage Bank Home Advantage Package Fixed (5 years)	5.69% p.a.	6.34% p.a.	$2,899	Principal & Interest	Fixed	$350	$210	95%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan (3 years)	5.69% p.a.	7.96% p.a.	$2,899	Principal & Interest	Fixed	$8	$810	95%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Package Fixed (3 years)	5.69% p.a.	6.43% p.a.	$2,899	Principal & Interest	Fixed	$350	$210	95%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan (5 years)	5.69% p.a.	7.50% p.a.	$2,899	Principal & Interest	Fixed	$8	$810	95%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Package Fixed (2 years)	5.79% p.a.	6.49% p.a.	$2,931	Principal & Interest	Fixed	$350	$210	95%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan (2 years)	5.79% p.a.	8.26% p.a.	$2,931	Principal & Interest	Fixed	$8	$810	95%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan (1 year)	5.84% p.a.	8.56% p.a.	$2,947	Principal & Interest	Fixed	$8	$810	95%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Package Fixed (1 year)	5.84% p.a.	6.54% p.a.	$2,947	Principal & Interest	Fixed	$350	$210	95%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (5 years)	5.89% p.a.	6.57% p.a.	$2,962	Principal & Interest	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (3 years)	5.89% p.a.	8.39% p.a.	$2,962	Principal & Interest	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (5 years)	5.89% p.a.	7.88% p.a.	$2,962	Principal & Interest	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (3 years)	5.89% p.a.	6.66% p.a.	$2,962	Principal & Interest	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (2 years)	5.99% p.a.	8.72% p.a.	$2,995	Principal & Interest	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $700,000+ LVR<=70%	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Variable	$0	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (2 years)	5.99% p.a.	6.73% p.a.	$2,995	Principal & Interest	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (1 year)	6.04% p.a.	9.06% p.a.	$3,011	Principal & Interest	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (1 year)	6.04% p.a.	6.78% p.a.	$3,011	Principal & Interest	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (Interest Only) (3 years)	6.09% p.a.	8.48% p.a.	$2,538	Interest-only	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $150,000+ LVR <=80%	6.09% p.a.	6.11% p.a.	$3,027	Principal & Interest	Variable	$0	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (Interest Only) (5 years)	6.09% p.a.	6.80% p.a.	$2,538	Interest-only	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (Interest Only) (5 years)	6.09% p.a.	8.00% p.a.	$2,538	Interest-only	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (Interest Only) (3 years)	6.09% p.a.	6.91% p.a.	$2,538	Interest-only	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $700,000+ LVR >70%, to 80%	6.09% p.a.	6.11% p.a.	$3,027	Principal & Interest	Variable	$0	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $700,000+ <=70%	6.09% p.a.	6.44% p.a.	$3,027	Principal & Interest	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $250,000 to $699,999 LVR <70%	6.14% p.a.	6.49% p.a.	$3,043	Principal & Interest	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $150,000 to $249,999 LVR <70%	6.14% p.a.	6.49% p.a.	$3,043	Principal & Interest	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $700,000 or more LVR >70 to 80%	6.19% p.a.	6.53% p.a.	$3,059	Principal & Interest	Variable	$350	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (Interest Only) (2 years)	6.19% p.a.	8.78% p.a.	$2,579	Interest-only	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (Interest Only) (2 years)	6.19% p.a.	6.99% p.a.	$2,579	Interest-only	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Fixed Loan Investment (Interest Only) (1 year)	6.24% p.a.	9.09% p.a.	$2,600	Interest-only	Fixed	$8	$810	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Package Fixed (Interest Only) (1 year)	6.24% p.a.	7.05% p.a.	$2,600	Interest-only	Fixed	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $150,000 to $249,999 LVR >70 to 80%	6.24% p.a.	6.58% p.a.	$3,075	Principal & Interest	Variable	$350	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable $700,000+ LVR <=70%	6.24% p.a.	6.26% p.a.	$3,075	Principal & Interest	Variable	$0	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $250,000 to $699,999 >70% to 80%	6.24% p.a.	6.58% p.a.	$3,075	Principal & Interest	Variable	$350	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $700,000+LVR <=70%	6.34% p.a.	6.68% p.a.	$3,108	Principal & Interest	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable $150,000+ LVR <=80%	6.34% p.a.	6.36% p.a.	$3,108	Principal & Interest	Variable	$0	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable $700,000+ LVR >70%, to 80%	6.34% p.a.	6.36% p.a.	$3,108	Principal & Interest	Variable	$0	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $250,000 to $699,999 LVR <=70%	6.39% p.a.	6.73% p.a.	$3,124	Principal & Interest	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $150,000 to $249,999 LVR <=70%	6.39% p.a.	6.73% p.a.	$3,124	Principal & Interest	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $700,000 or more LVR >70% to 80%	6.44% p.a.	6.78% p.a.	$3,141	Principal & Interest	Variable	$350	$310	80%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $150,000+ LVR >80%, <=90%	6.49% p.a.	6.51% p.a.	$3,157	Principal & Interest	Variable	$0	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $700,000+ LVR >80%, to 90%	6.49% p.a.	6.51% p.a.	$3,157	Principal & Interest	Variable	$0	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $150,000 to $249,999 LVR >70% to 80%	6.49% p.a.	6.83% p.a.	$3,157	Principal & Interest	Variable	$350	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $250,000 to $699,999 LVR >70% to 80%	6.49% p.a.	6.83% p.a.	$3,157	Principal & Interest	Variable	$350	$null	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable (Interest Only) $700,000+ LVR <=70%	6.54% p.a.	6.56% p.a.	$2,725	Interest-only	Variable	$0	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $700,000 or more LVR >80% to 90%	6.59% p.a.	6.93% p.a.	$3,190	Principal & Interest	Variable	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable (Interest Only) $700,000+ LVR >70%, to 80%	6.64% p.a.	6.66% p.a.	$2,767	Interest-only	Variable	$0	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $150,000 to $249,999 LVR >80% to 90%	6.64% p.a.	6.98% p.a.	$3,207	Principal & Interest	Variable	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $700,000+ (Interest Only) LVR <=70%	6.64% p.a.	6.96% p.a.	$2,767	Interest-only	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable (Interest Only) $150,000+ LVR <=80%	6.64% p.a.	6.66% p.a.	$2,767	Interest-only	Variable	$0	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Home Advantage Variable $250,000 to $699,999 LVR >80% to 90%	6.64% p.a.	6.98% p.a.	$3,207	Principal & Interest	Variable	$350	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $150,000 to $249,999 (Interest Only) LVR <=70	6.69% p.a.	7.01% p.a.	$2,788	Interest-only	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $250,000 to $699,999 (Interest Only) LVR <=70%	6.69% p.a.	7.01% p.a.	$2,788	Interest-only	Variable	$350	$210	70%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable $150,000+ LVR >80%, to 90%	6.74% p.a.	6.76% p.a.	$3,240	Principal & Interest	Variable	$0	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Discount Variable $700,000+ LVR >80%, to 90%	6.74% p.a.	6.76% p.a.	$3,240	Principal & Interest	Variable	$0	$210	90%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $700,000 or more (Interest Only) LVR >70% to 80%	6.74% p.a.	7.05% p.a.	$2,808	Interest-only	Variable	$350	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $150,000+ LVR >90%, <=95%	6.79% p.a.	6.81% p.a.	$3,256	Principal & Interest	Variable	$0	$210	95%	More details	Compare
Heritage Bank	Heritage Bank Discount Variable $700,000+ LVR >90%, to 95%	6.79% p.a.	6.81% p.a.	$3,256	Principal & Interest	Variable	$0	$210	95%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $150,000 to $249,999 (Interest Only) LVR >70% to 80%	6.79% p.a.	7.10% p.a.	$2,829	Interest-only	Variable	$350	$210	80%	More details	Compare
Heritage Bank	Heritage Bank Investment Home Advantage Variable $250,000 to $699,999 (Interest Only) LVR >70 to 80%	6.79% p.a.	7.10% p.a.	$2,829	Interest-only	Variable	$350	$210	80%	More details	Compare

More home loans

Variable Home Loan (LVR < 90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,408

6.04% Advertised Rate (p.a.)

6.06% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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