About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

What Is LVR and Why It Matters for Your Home Loan

In the world of home loans, there’s a lot of different terminology thrown around that might not make sense. Your loan-to-value ratio, or LVR, is a key con...

10 Jul 2025
Bea Garcia

Fixed vs Variable Car Loans: What’s the Difference?

So you’ve decided you’re in need of a loan to finance your new set of wheels. But how do you choose between a variable car loan and a fixed car loan...

04 Jul 2025
Bea Garcia

Term Deposits for Children

Opening a term deposit for your child - or indeed, children - could be your way of supporting them with fixed interest and reliable gains when they come into ad...

01 Jul 2025
Bea Garcia

What Are Velocity Points & How Do They Work?

Over 12 million Australians are signed up for Virgin's Velocity rewards program. Here is your guide to how to earn points and how it stacks up next to the Qanta...

26 Jun 2025
Bea Garcia

Consolidating Your Car Loan into Your Mortgage

You might have looked at your mortgage rate and seen it’s much lower than your car loan rate, so why not roll it into your mortgage? Here’s what to ...

25 Jun 2025
Hanan Dervisevic

First Home Owner Grants Tasmania

First home buyers in Tasmania could very well be the luckiest of all states, because the First Home Owner Grant offers the most generous helping hand worth $30,...

01 Aug 2023
Hanan Dervisevic

First Home Owner Grants Northern Territory

First home buyers looking to purchase a home in the Top End could benefit from the $10,000 First Home Owner Grant.

28 Jul 2023