About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

First Home Owner Grant NSW

Want a helping hand when applying for your first home in New South Wales? You may be eligible for the NSW First Home Owner Grant.

30 Sep 2025
Bea Garcia

First Home Owner Grants WA

If you’re a Western Australian (WA) resident looking to get your foot on the property market ladder, there may be some financial help available through th...

30 Sep 2025
Bea Garcia

First Home Owner Grants Northern Territory

First home buyers looking to purchase a home in the Top End could benefit from up to $50,000 with the First Home Owner Grant.

30 Sep 2025
Bea Garcia

First Home Owner Grants SA

If you’re looking for a valuable leg-up into the South Australian property market, the $15,000 First Home Owner Grant could get you into your new place so...

30 Sep 2025
Bea Garcia

First Home Owner Grants Tasmania

First home buyers in Tasmania could very well be some of the luckiest, because the First Home Owner Grant offers a generous helping hand worth $30,000.

30 Sep 2025
Harrison Astbury

Big Four Term Deposit Rates - ANZ, Commbank, NAB, Westpac

The big four banks hold more than $1 trillion out of $1.6 trillion in Australian household deposits. But do they offer the best term deposit rates?

26 Sep 2025
Bea Garcia

Guarantor Home Loans Explained

Guarantor home loans are helping first-time buyers enter the market sooner with help from mum and dad. Learn about how it works and what’s at stake.

23 Sep 2025
Bea Garcia

How much does it cost to refinance a home loan?

The goal of refinancing is to switch to a lower interest rate or a mortgage with better features, but it comes with a price.

22 Sep 2025
Bea Garcia

What is a Home Loan?

Before you start house hunting, make sure you understand your financing options. Whether it's your first home or your next move, this article explains what a ho...

18 Sep 2025
Harry O'Sullivan

How much does it cost to own a car in Australia?

Getting a car can liberate you in all sorts of ways, but that freedom usually comes with a hefty bill.

16 Sep 2025
Harry O'Sullivan

Stamp duty for Vehicles (QLD, NSW, VIC & more)

You’re already paying GST, so why is stamp duty still around? This guide breaks down what it is and how much it’ll cost you depending on where you l...

14 Sep 2025
Bea Garcia

Understanding Business Overdrafts

Ever been caught off guard by an unexpected expense? Learn how a business overdraft can offer a flexible safety net when you need it most.

04 Sep 2025