About the author
Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.
Qualifications
- Bachelor of Arts, Journalism - University of the Philippines, 2023
Bea's latest articles
What is a home loan package deal and how do they work?
Package home loans bundle various products with the mortgage for convenience, but you want to make sure you’re actually getting value for money.
How to overdraw your bank account
Have you ever checked your bank account and found your balance was negative? If so, you know what it’s like to be overdrawn. These Australian banks let yo...
How to compare medical loans
Medicare is a great resource in Australia, but lots of people find themselves in a spot where they are unable to cover the cost of an upcoming medical expense, ...
The benefits of overpaying your mortgage
One way to shorten the timeframe of your 25 or 30-year mortgage is to make repayments above and beyond the minimums set by a bank or lender.
What can be used as collateral for a personal loan?
If you’re interested in a personal loan, putting up an asset as collateral can mean more favorable loan terms and lower interest rates.
Teaching Kids About Money
There’s a variety of ways you can teach your children about finance and money, and there’s certainly no one size fits all approach, but we’ve ...
How do rent-to-buy schemes work?
Rent-to-buy schemes offer a flexible path to homeownership where tenants pay rent with the option to purchase later, combining affordability with long-term inve...
Is it better to make monthly, fortnightly or weekly home loan repayments?
Switching from monthly to fortnightly payments or even weekly payments can be a practical strategy in reducing the total interest you pay over the life of the l...
Home Loans for Seniors
Approaching your twilight years and need to buy a new home? Home loans for seniors are possible, you just might need to explore some alternative options or have...
What to do when you can't pay your debts
Behind on repayments? Act now. Call your lender, cut a clear budget, and cover essentials first. Debt, whether from a home loan, car loan, or personal loan, is ...
Personal loan application rejection: What's next?
Having a personal loan application rejected can be a frustrating experience, to say the least. But there are ways to improve your financial position and increas...
How to know if I'm eligible for a personal loan
Personal loan eligibility comes down to your credit, income, debts, and job stability. Ultimately, you need to show lenders how reliably you can handle repaymen...