About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

Is it a good idea to get a personal loan for a holiday?

Travelling to exotic destinations, exploring new cultures, and creating lasting memories are experiences that many of us dream about. However, the cost of these...

16 Apr 2026
Bea Garcia

How to get a self-employed home loan

Running your own business and planning to buy a home? Self-employed Australians often face stricter loan requirements and more documentation.

15 Apr 2026
Bea Garcia

Can I 3D print a house?

With its affordability, sustainability, and design flexibility, 3D-printed houses are gaining attention in Australia, but how does it compare with traditional c...

08 Apr 2026
Bea Garcia

Mortgage lending criteria you should be aware of

While home loan requirements vary from lender to lender, they generally look at your personal details, financial situation, property details, and the amount you...

01 Apr 2026
Bea Garcia

Transaction accounts vs savings accounts

Bank accounts in Australia are generally divided into two main types: transaction accounts for everyday spending and savings accounts for growing money with int...

17 Mar 2026
Bea Garcia

Home Loan Cashback Offers and Deals

Lenders tend to come and go with short-lived cashback offers, with only a handful consistently providing them. However with lower interest rates abound, more ju...

10 Mar 2026
Bernadette Lunas

How To Pay Off Your Mortgage Early

Mortgages typically last 25 to 30 years, but it doesn’t mean you must carry this debt for that long. Pay off your home loan faster by making extra princip...

25 Feb 2026
Bea Garcia

A guide to same day personal loans

If you urgently need cash, same day personal loans can get funds into your account within hours.

19 Feb 2026
Bea Garcia

What is debt consolidation?

Combine multiple high-interest debts into a single debt consolidation loan to simplify payments and potentially lower your interest.

19 Feb 2026
Bea Garcia

Which bank is best for students?

02 Feb 2026
Harry O'Sullivan

Which is the safest bank in Australia?

Australian banks are regarded as some of the safest in the world, but where is your money most secure?

22 Jan 2026
Bea Garcia

How to get a fee-free everyday bank account

Fee-free bank accounts cut out unnecessary costs and hidden charges, letting you spend and save with peace of mind, while keeping more of your money where it be...

27 Nov 2025