About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

What you need to know about split home loans

Torn between fixing your home loan or going with a variable rate? More Australians are considering split home loans for a solution that combines rate security a...

08 Oct 2025
Bea Garcia

How to apply for a personal loan

Need to apply for a personal loan but don't know how it works? Find out the steps involved in applying for a personal loan and what information you'll need to p...

01 Oct 2025
Bea Garcia

First Home Owner Grant (FHOG) Victoria

Are you a Victorian first home buyer eager to get your foot in the property market door? Find out just how the Victorian First Home Owner Grant may be able to h...

30 Sep 2025
Bea Garcia

First Home Owner Grant NSW

Want a helping hand when applying for your first home in New South Wales? You may be eligible for the NSW First Home Owner Grant.

30 Sep 2025
Bea Garcia

First Home Owner Grant (FHOG) Queensland

If you’re looking to buy your first home in sunny Queensland then listen up. The QLD First Home Owner Grant may be able to offer you the cash boost you&rs...

30 Sep 2025
Bea Garcia

First Home Owner Grants Northern Territory

First home buyers looking to purchase a home in the Top End could benefit from up to $50,000 with the First Home Owner Grant.

30 Sep 2025
Bea Garcia

First Home Owner Grants WA

If you’re a Western Australian (WA) resident looking to get your foot on the property market ladder, there may be some financial help available through th...

30 Sep 2025
Bea Garcia

First Home Owner Grants SA

If you’re looking for a valuable leg-up into the South Australian property market, the $15,000 First Home Owner Grant could get you into your new place so...

30 Sep 2025
Bea Garcia

First Home Owner Grants Tasmania

First home buyers in Tasmania could very well be some of the luckiest, because the First Home Owner Grant offers a generous helping hand worth $30,000.

30 Sep 2025
Harrison Astbury

Big Four Term Deposit Rates - ANZ, Commbank, NAB, Westpac

The big four banks hold more than $1 trillion out of $1.6 trillion in Australian household deposits. But do they offer the best term deposit rates?

26 Sep 2025
Bea Garcia

Guarantor Home Loans Explained

Guarantor home loans are helping first-time buyers enter the market sooner with help from mum and dad. Learn about how it works and what’s at stake.

23 Sep 2025
Bea Garcia

How much does it cost to refinance a home loan?

The goal of refinancing is to switch to a lower interest rate or a mortgage with better features, but it comes with a price.

22 Sep 2025