About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

Transitioning from renting to buying a home

If you’re a renter looking to buy your first home but have no clue where to start, this guide can help you navigate the process toward homeownership.

23 Oct 2025
Bea Garcia

Personal Loan Fees and Charges

InfoChoice can make it easier to compare fees and charges on personal loans across Australia, so you can better understand the true cost before you commit.

22 Oct 2025
Bea Garcia

Compare Low Doc Personal Loans Rates for Self-Employed

Low-doc personal loans provide fast, flexible funding with minimal paperwork - ideal for the self-employed and non-traditional earners.

22 Oct 2025
Bea Garcia

Different Types of Savings Accounts in Australia

With interest rates always changing, where you keep your savings matters. Here’s a quick guide to the main types of savings accounts in Australia, and how...

17 Oct 2025
Bea Garcia

How to open a term deposit in Australia

With many banks, opening a term deposit takes just a few minutes. Use this step-by-step guide to apply and start growing your savings.

17 Oct 2025
Bea Garcia

Consolidating Your Car Loan into Your Mortgage

You might have looked at your mortgage rate and seen it’s much lower than your car loan rate, so why not roll it into your mortgage? Here’s what to ...

13 Oct 2025
Harry O'Sullivan

How to buy a second home

Once your first property is out of the way, it normally starts to get easier to add others to your portfolio.

10 Oct 2025
Harrison Astbury

How to refinance your home loan

By refinancing your home loan to a new loan with a lower interest rate or better features, you could save yourself thousands of dollars.

10 Oct 2025
Bea Garcia

What you need to know about split home loans

Torn between fixing your home loan or going with a variable rate? More Australians are considering split home loans for a solution that combines rate security a...

08 Oct 2025
Bea Garcia

How to apply for a personal loan

Need to apply for a personal loan but don't know how it works? Find out the steps involved in applying for a personal loan and what information you'll need to p...

01 Oct 2025
Bea Garcia

First Home Owner Grant (FHOG) Victoria

Are you a Victorian first home buyer eager to get your foot in the property market door? Find out just how the Victorian First Home Owner Grant may be able to h...

30 Sep 2025
Bea Garcia

First Home Owner Grant (FHOG) Queensland

If you’re looking to buy your first home in sunny Queensland then listen up. The QLD First Home Owner Grant may be able to offer you the cash boost you&rs...

30 Sep 2025